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Jazzie's Superfast Debtbusting Diary!
Thought it was about time I started my diary as I've been tackling my debts since May 09. The reason I have put 'superfast' in the heading is because I am determined to pay off our £30k debt superquick. Debt free date is January 2011 - hopefully sooner! A bit of history:- 1) Married, mum of 2 boys (both under 4); 2) Hubby…
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Eight years of spending, now to pay it off!!
This is my first post documenting my steps to get debt free after years of taking credit and ignoring it! I'm sure many people have similar stories, I started my mountain of debt in 2001 when I went to university. Moving as far away from home was my first mistake, I tried to live off the student loan but within a month it…
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Not feeling so lonely now
Hi After my little outburst here a couple of people have suggested I start a new diary. So here we go. Today has been a bit better, I had a good night's sleep and as with many things everything seemed better in the morning. I have some items on Ebay finishing today and looks like at least 3 will sell and I'm going to try…
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New diary
Not sure how long I will be able to keep this up but have been very inspired by debtfreesomeday diary on here. Found it through the mse e-mail. She is hugely inspirational and has kept the diary for ages. Am soooo impressed. Anyway have been a member of mse for a while but lost touch what with my business and everyday…
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Regaining my sparkle! Milly's diary part 2
Hi everyone:hello: Well, I've decided to start a new diary as my old one has gone all stale I think - it doesn't motivate me whatsoever, I can't be bothered to post on it any more;) I really need some inspiration at the moment - so thought a lovely, shiny new diary will help me gain some oomph and sparkle again:D Here's…
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It has to go !
Hi everyone Ive been reading the forum for a couple of weeks now and finally decided to sign up. I work for a bank myself and have done now for over 3 and a half years. My debt started when I was 18 , I crashed my first car and went out and managed to get finance on a brand new clio. This was cripiling me with insurance…
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The Diary Of Crossed Fingers And Breath Holding
Had an appointment for 10am for a lady to ring me back to finalise my DRO application, fee all paid - just fingers crossed now. The lady rang and said she was filling in the forms and things so it would be nearer half past. The thing is, my landline is starting to play up (well - starting = has been all morning which is…
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battling this alone - determined to change my life
Writing this tonight mostly to shock myself into taking some action to finally clear my debts! Doing the maths tomorrow but expecting figure of around 55k :( (plus mortgage) OH not aware of most of this but I will tackle that issue when I feel stronger. For now I have just come out of a long period of depression and feel…
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My diary for the future...
Hi everyone. I've been lurking around the boards for a few years now really and dipped my toe in the water with challenges and things but never got off the ground. I'm hoping a diary/blog where I can ramble on will help me to keep on track a bit more. I've had numerous LB moments over the years - well flickers really where…
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Attempting debt free in 3 years
Hi Great site and it helps to know we are not alone. Ok about us; We live in a 3 bed house (we extended it to 4 ) have two kids and a shop with a one bedroom flat.Sounds good except for the following; House has a £200000 mortgage which has just come out of a fixed rate period Halifax now value it at £185000 (dropped £45000…
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Not waving but drowning ----(carbootcrazy's SOS)
Starting my own diary is something I’ve been thinking about for a while, mainly because I know, from the brilliant variety of diaries that I read regularly on MSE, that the input and encouragement from others can be a wonderful spur to success. Even just concentrating enough on a problem sufficiently to write about it so…
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hopeless but hopefull!!!!
hi all i have started a diary before but didnt really keep up with it and lost all motivation so thought i would have a fresh start and a fresh look at clearing the dreaded debt!!!!!:mad:. about me i have just recently hit just under mid 30's (BOOO...how that crept up on me i will never know) have been married and now…
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November.2015.here.we.come
Apologies,as,I,have,no,space,bar,hence,the,commas. I,have,decided,to,start,a,new,diary,the,reasoning,being,the,last,one,was new,life,new,start,mainly,to,the,fact,that,the,neighbours,from,hell,had,been,evicted. In,many,ways,the,year,or,so,has,been,up,and,down, the,positivies- the,neighbours,got,evicted…
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Falady's stop messing about and get there diary
Hi everyone, Well, I've decided that I need to start a diary to try and keep myself on track. I have been messing about too much. I'm not expecting lots of responses etc, but the odd encouraging word would be gratefully recieved! So, a bit about me..... I live with my OH and our 3 cats and 1 greyhound in West Yorkshire. I…
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DamnSam what have you done? Time to sort it out!
Hi all.... I hope you all don't mind me starting a diary. I've only just made my first post on the main board but feel a diary would be really helpful. It'd be good to update it every day to keep myself going. Plus I've had a nose on some of your diaries and they're so inspirational! I guess my lightbulb moment has been…
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mrsinvisible is lost again!
recently posted soa and got 2or3 replies for which i am grateful, but as i'm not good wid technology i cant seem to find them or the soa or my reply so i dont want anyone to think i'm not grateful, but i cant 'navigate' these sites. Can anyone help? xx:confused:
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Penguins 24 month countdown!
Hi everyone, thought it was time for a new diary as my other one has been going for a year now. So quick recap, I am 25 and live with OH and DD (6) and DS (4). We both work full time, me a Civil Servant and OH a taxi driver doing nights and I am currently studying for a law degree. We have paid off almost 20k since joining…
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My Diary Aiming For A Debt Free Life
Hello Everyone, I am 29 years old and live with my partner and son. I am a self employed freelance journalist / copywriter. I am also branching out into photography. I am currently studying some home study courses and due to start training in vet medicine in September. I had my lightbulb moment a couple of weeks ago. Here…
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Spiderdijon's "Stop spending money on food" diary
Hi everyone, My story: I'm spiderdijon (obv not my real name ha ha), I'm 22 and I have recently moved back in with my parents so *should* have alot of money spare to save up for a new car. As it stands, I am in my overdraft :o and only have just over £100 saved up. I know exactly why this is but it still doesn't stop me!…