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Credit File & Ratings

Archives for December 2020

Most recent by cymruchris on 31 December 2020 at 5:56PM
171 views 6 replies

Late payment loan - Bank error

171 views 6 replies 0 points Most recent by cymruchris 31 December 2020 at 5:56PMCredit File & Ratings vickielouise87
Most recent by Fighter1986 on 4 January at 10:49AM
463 views 12 replies

How to increase the chances of getting any credit card?

463 views 12 replies 0 points Most recent by Fighter1986 4 January at 10:49AMCredit File & Ratings Alex9384
Most recent by jsmith9 on 4 January at 6:29PM
171 views 7 replies

Joint bank account to boost credit rating

171 views 7 replies 0 points Most recent by jsmith9 4 January at 6:29PMCredit File & Ratings 1Penumbra
Most recent by Fighter1986 on 30 December 2020 at 2:35PM
144 views 5 replies

How soon to hard searches show on your credit file?

144 views 5 replies 0 points Most recent by Fighter1986 30 December 2020 at 2:35PMCredit File & Ratings jimbo83
Most recent by zx81 on 30 December 2020 at 12:54PM
112 views 5 replies

Close accounts or keep open?

112 views 5 replies 0 points Most recent by zx81 30 December 2020 at 12:54PMCredit File & Ratings socks_uk
Most recent by rachelheels on 30 December 2020 at 2:58PM
201 views 7 replies

How loan repayments are reported to credit agency

201 views 7 replies 0 points Most recent by rachelheels 30 December 2020 at 2:58PMCredit File & Ratings rachelheels
Most recent by Elmer_BeFuddled on 29 December 2020 at 5:14PM
154 views 2 replies

Creation Finance

154 views 2 replies 0 points Most recent by Elmer_BeFuddled 29 December 2020 at 5:14PMCredit File & Ratings nmh1995
Most recent by adamp87 on 29 December 2020 at 12:23AM
82 views 1 reply

2 Defaults for Same Debt

82 views 1 reply 0 points Most recent by adamp87 29 December 2020 at 12:23AMCredit File & Ratings micky007
Most recent by thegentleway on 28 December 2020 at 4:48PM
111 views 2 replies

How often are credit card balances updated on credit file?

111 views 2 replies 0 points Most recent by thegentleway 28 December 2020 at 4:48PMCredit File & Ratings thegentleway
Most recent by ilikewatch2 on 30 December 2020 at 12:30PM
299 views 5 replies

Soft searches showing fraudulent ID use

299 views 5 replies 0 points Most recent by ilikewatch2 30 December 2020 at 12:30PMCredit File & Ratings Skintski
Most recent by molerat on 28 December 2020 at 3:18PM
81 views 1 reply

Bank charge

81 views 1 reply 0 points Most recent by molerat 28 December 2020 at 3:18PMCredit File & Ratings pleaseme
Most recent by femalemonarchfemalecanine on 30 December 2020 at 11:54AM
81 views 2 replies

Loan Repayments and Credit

81 views 2 replies 0 points Most recent by femalemonarchfemalecanine 30 December 2020 at 11:54AMCredit File & Ratings HayleyD83
Most recent by General_Grant on 29 December 2020 at 6:43PM
202 views 2 replies

Can credit agencies / debt collection agencies do soft searches on your report without permission

202 views 2 replies 0 points Most recent by General_Grant 29 December 2020 at 6:43PMCredit File & Ratings CreditCardChris
Most recent by chanie on 27 December 2020 at 3:46PM
168 views 1 reply

Frump to Fab 2021.

168 views 1 reply 1 point Most recent by chanie 27 December 2020 at 3:46PMCredit File & Ratings helensbiggestfan
Most recent by Fighter1986 on 4 January at 10:25AM
2.9K views 97 replies

Electoral Roll Issue affecting all UK residents

2.9K views 97 replies 0 points Most recent by Fighter1986 4 January at 10:25AMCredit File & Ratings xlnc99
Most recent by MalMonroe on 26 December 2020 at 6:57PM
1K views 14 replies

Fact Experian credit score means nothing!!!!!

1K views 14 replies 0 points Most recent by MalMonroe 26 December 2020 at 6:57PMCredit File & Ratings col81
Most recent by Fighter1986 on 29 December 2020 at 12:51PM
212 views 3 replies

Bankrupt settled debt still on file

212 views 3 replies 0 points Most recent by Fighter1986 29 December 2020 at 12:51PMCredit File & Ratings wackijacki
Most recent by Malcolm_Howes on 23 December 2020 at 6:05PM
341 views 4 replies

What is the ideal credit card utilisation percentage?

341 views 4 replies 0 points Most recent by Malcolm_Howes 23 December 2020 at 6:05PMCredit File & Ratings Malcolm_Howes
Most recent by Fighter1986 on 30 December 2020 at 4:12PM
821 views 10 replies

Things I didn't know I had on my credit report - some perspective required?

821 views 10 replies 0 points Most recent by Fighter1986 30 December 2020 at 4:12PMCredit File & Ratings annetheman
Most recent by zx81 on 22 December 2020 at 10:59PM
222 views 4 replies

Debt collection and credit score

222 views 4 replies 0 points Most recent by zx81 22 December 2020 at 10:59PMCredit File & Ratings sahba