We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Can credit agencies / debt collection agencies do soft searches on your report without permission
CreditCardChris
Posts: 344 Forumite
From my understanding every soft search on my report is either from my doing eligibility checks or applying for cards etc but I just wondered if credit agencies or debt collectors or anyone for that matter can just query your report to see your info without explicitly filling in some kind of form that grants them permission? Even from companies which you have existing credit agreements with?
0
Comments
-
Yes, as long as they have a legitimate interest or other legal basis.0
-
If they do a check it will be because you have in some way given permission - just read t&c when applying.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards