-
Barclaycard Rewards - US purchase from UK - fees?
I can't quite find the definitive answer here - so wondering if anyone has had any experience of purchasing online from the US? I have a BC rewards which offers fee-free purchases when travelling (and even fee-free cash withdrawals as I utilised recently in Germany - paid in full immediately). I'm not clear though as to…
-
Anyone know any credit cards that offer more than £10k limits?
Currently with Nationwide on their old gold credit card and been using it for over 12 years always paid off in full every month. They've said the max limit is £10,000 not limited by my credit rating etc just a rule they have that's the maximum they offer any customers. Fully realise now if I go with another provider I'll…
-
Virgin credit card app.
Hi, I am having difficulties paying my Virgin credit card using the Virgin app. I use iPad and Virgin app but when I come to the button at the bottom of the page to confirm so my bank can call me to verify my payment the button disappear so low I can’t press it . I can see the button but unable to press it . anybody else…
-
Credit card nil balance
Hi there. We have finally cleared our 2 x credit card accounts (after drawing a pension) and don’t intend to use the accounts again. We haven’t used the accounts for more than 2 years, apart from making the payments each month. How long is it usually before the accounts get closed down after the nil balance statement has…
-
Credit Card attempted Fraud Warning !!
I log into my Barclaycard every week just to check all is well and today have noticed a pending transaction for £0.01p on 15/04 from a company called... Kyusyu Sigma Co Ltd - a Japanese cosmetics company On contacting Barclaycard they tell me that this is well known fraud pre-checking the card for future use and a number…
-
Can I make a payment to my sumup account and just transfer the money to my bank account to get 0%...
purchase money on my credit card....without paying fees....
-
American Express overpayment - help needed
Hi all... A family member is currently in hospital, so will be unable to pay their American Express bill this month. I know it is due, but can't get access to the bill to know how much they owe. I've called Amex, but they can't tell me the amount due because I'm not the account holder. All they can tell me is that there…
-
Credit card payments
Hi, I am due to pay a large fee to a solicitor’s firm. I want to make the payment with a credit card but not sure if the credit card companies would allow the payment? Would There be a fee? Thanks
-
Amazon prime wardrobe won't authorise cards
I have used amazon prime wardrobe many times without issue. Recently I have had multiple cards fail the pre authorisation process meaning they will not dispatch the order. I believe this is due to recent tightening of credit card rules. I contacted amazon and they said speak to the bank. I contacted the bank and they said…
-
Ticket refund rejected as event moved a few times then company liquidated - past timescale
I bought some tickets back in 2020, the event was cancelled as was all others, it was re-scheduled for 2021 then moved a couple of times. I then received an email saying the company was being liquidated and to claim back from my credit card. This was for a total of £220 so not a small sum of money. I contacted my credit…
-
What does Sp * mean on a credit card bill?
Hi My CC bill this month shows an item listed only as " Sp * [town name] (Contactless in App) " I can't find any guide to what that stands for. I was shopping that day but it's a bit more than I would expect to spend in one shop, though not hugely so. The nearest suggestion I can find is that someone's card reader wasn't…
-
Using 0% money transfer to lower CC interest
Hi all, I just need a sanity check...am I right in assuming that because of the way payments are allocated to a credit card the below would be correct? example: £3,000 owing on CC at 18.9% compound equivalent APR 0% money transfer offer for £3,000 til end of next year (2.6% transfer fee) If I made use of the money transfer…
-
Section 75 protection
I'm aware that Section 75 protection covers the entirety of a purchase even if only the deposit is paid by credit card. Does the same hold true if just say £230 of a £2,300 deposit is paid by card with the rest of the deposit being by bank transfer?
-
Returning to Aqua
Decided to re try Experian pre approval card, options have diminished over past few months. Not the best rate though re accepted Aqua dual card 34.9 apr 7mths purchases 4mths balance transfers -Zero%. Not sure of if and when this card could be used, though will be repay as fast as possible to avoid that almost 35%apr.…
-
Balance transfer issue
I’m wanting to take out a new credit card for a balance transfer and I’ve done the eligibility calculator in my married name (I’ve recently got married) and the results weren’t as good as if I fill it in with my old name. Could anyone explain why that would be? My old card is still in my maiden name so I’m not sure of that…
-
Can not get a balance transfer card
Hey everyone, I have around £21k over 3 credit cards which I would like to pay off by the end of the year, however I have tried to get a balance transfer card but my eligibility is 0. Would I be best of clearing one credit card down and then trying again to get one so my risk is lower on my credit assessment report? Thank…
-
Card clash: if you use contactless to travel, how do you organise your cards?
If you use contactless payment when travelling, how do you avoid card clash? Do you use RFID-blocking sleeves? Do you only carry one card with you when you go out? Do you take several cards but keep them in different places? Or do you use a virtual wallet on a mobile phone to pay instead?
-
Unexpected payment to credit card
I've received a payment to my credit card and I don't know who from. I've spoken to the card company but they're no help and say if someone has paid me by mistake they will claim it back. Now I can just leave it sat on the account but how long for? I Don't want to accidentally spend any of it. Will it effect my credit…
-
Barclay's court ruling
I was defaulted on two Barclay cards in 2018 I actually tried to pay the amounts before the deadline but could not load their website for 7 hours I was trying to get through to them on the phone for 6 hours - I sent an email (two actually) before the deadline saying that they had not left a message, or texted / called or…
-
Barclaycard direct debit issue
I was due to have taken today from my BC by dd a payment of £1.00. As far as I was aware the dd was active but according to my bank no dd was ever set up even though BC seem to think it was. I have now made a payment by faster payments today for the amounting owing and have checked my BC account and it has already been…