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IHG Credit Card
Hi This might be a daft question... I have an IHG credit card, and the points are 2 for each pound spent abroad, however this incurs a 2.99 card fee. I am due to go to America this year, and could pay for another groups hotel etc, bringing the spend to say £5,000. This would cost around £150 in fees, but is it worth it?
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Can I use a 0% Balance Transfer card to pay off my mortgage reducing my 4.10% to 0%?
Can I use a 0% Balance Transfer card to pay off my mortgage reducing my 4.10% to 0%?
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Section 75 - Am i covered?
I feel like i know the answer but just want to check before i go ahead So long story short, tryinb to buy some equipment from FB marketplace. I'm always apprehensive as i've been scammed before, but this seems to check out. It's not too cheap to be true, but a good price. The seller has suggested he sends me an invoice…
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New business card
Hi, I've just registered a new business with companies house and I want to build the company credit, so I'm thinking that a credit card is probably the best way to start? Is this the best way? Who should I apply with? Thanks..
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Barclays Freedom Rewards vs Rewards
Hi, I have a Barclays Freedom Rewards card where you earn points per £ and can convert them to vouchers for Amazon etc. I'm wondering whether it would be more beneficial to transfer this card to a Barclaycard Freedom card with the 0.25% cashback, especially as I have a couple of foreign trips this year and it has the…
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Do I cancel card re fraud/received conflicting advice
Got my AMEX statement today and not only did it have my Amazon Prime sub of £7.99 but a duplicate £7.99 with a different date. I checked my subscription page on Amazon and the duplicate hadnt been credited. Went on Amazon chat and gave them the reference numbers and they said fraud and to cancel card. Went to Amex chat and…
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Barclaycard Platinum 0% purchase rate not given despite successful application
Hello, I am new to these forums so please forgive me if this is not the right place to post this. I recently used the credit card comparison tool on the website as well as the eligibility calculator and applied for a Barclaycard Platinum card with 0% on purchases for 24 months and 0% on balance transfers for 22 months. I…
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Barclaycard changing my payment date
I am not entirely sure how this has happened, but hopefully some of you guys may be able to understand better than I do.. For the past 7 years or so of being a Barclaycard customer my statement date has always been the same date, with my payment date being around the 22nd of the month (ish). Back in November no statement…
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Refund from Retailer not being hounoured
Hi,I have a situation and would really appreciate some advice and direction for my next steps please.Last year I purchased two tickets (for February) from a company that specialises in events hospitality. In early February the actual event was effectively cancelled as it was being restricted to being 'behind closed…
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Credit card deals
Morning all Wonder if anyone can shed some light for me, nearing the end of a credit card promotional deal, offers appear to be crap when looking for a new card Credit score is excellent, not up to eyes in debt, no missed payments or issues, disposable income left over, I am puzzled as it does not add up Are companies…
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Question About 0% Promotional Rates
When you take out a credit card that has a 0% promotional rate, does interest get charged on the balance already accrued from the date that the promotional rate ends, or does interest only get charged on the balance accrued after the promotional rate ends? So if I have a balance of £100 when the promotional rate ends, do…
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Credit card for Bulgaria
Hi all We are due to go to. Bulgaria sunny Beach in about 6 weeks. Now I have had the clairty card in the past. I still have it but don't use it due to being oit of the 0 percent interest period. I am wondering what is best to take with me cash or credit card. Now we will be going for two weeks and going all inclusive So…
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To Balance Transfer, or Not to Balance Transfer?
Hi Everyone, Apologies in advance for a long, mathsy post. Hopefully I've laid it out well enough so you can understand my dilemma. This is my first credit card and I haven't got anyone to ask, so I just want to check if I've worked this out correctly! I currently have a credit card balance of £4858 with Sainsbury's bank.…
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No overseas use charge provider
Anyone know which bank offers credit card which when used overseas does not lead to a charge. Sadly HSBC cards lead to a charge.
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Payment to Barclaycard I didn’t make gone missing
Wasn’t sure whether to post this in the Bank forum or credit card because it’s a bit of both. I made a payment if £200 to Barclaycard using bank transfer via the the Barclaycard app on 16th March. Unfortunately I entered the incorrect CVC. I checked no money had left my account then redid the payment straight away. All…
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Balance transfer from aqua to barclaycard
So I initiated a balance transfer from my aqua cc to my barclaycard yesterday(18th) afternoon. I have received all the communication from barclaycard to say its all gone thru etc, yet my balance on my aqua cc hasn't updated yet. A little look online suggests balance transfers with most only take a couple days tops these…
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Possible to transfer between two CC's before purchase hits statement.
Is it Possible to transfer between two CC's before purchase hits statement. As I could use VM 0% balance transfer offer before 31st March. Purchase would be via Natwide CC. thanks
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Credit card direct debit
I owe £0.00 on a credit card, should I cancel the direct debit and will this effect my credit file as I have just applied for a mortgage. Thanks
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Does this impact my credit score?
Hi i opened an amazon mastercard recently and did not realise this defaulted as my main payment method on my account so i had spent £66 and had a £5 minimum payment due on the cc yesterday which i forgot to pay, however i have paid the full balance today and removed this cc from my amazon account but does this missed…
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Getting a 'prime' cc?
Hey I've had a vanquis chrome card for a year now, I got it to build by credit history and its the old cc I have. It started as 1k and has risen over the months to 3200k. Use it every month (under 10%) and pay off in full via DD. I want a barclaycard (since I bank with them) and since they'd be deemed a prime card after…
