Barclays Freedom Rewards vs Rewards

Skillst

Hi,

I have a Barclays Freedom Rewards card where you earn points per £ and can convert them to vouchers for Amazon etc. I'm wondering whether it would be more beneficial to transfer this card to a Barclaycard Freedom card with the 0.25% cashback, especially as I have a couple of foreign trips this year and it has the advantageous foreign transaction rate? 

TIA 

dr_adidas01

Skillst said:

Hi,

I have a Barclays Freedom Rewards card where you earn points per £ and can convert them to vouchers for Amazon etc. I'm wondering whether it would be more beneficial to transfer this card to a Barclaycard Freedom card with the 0.25% cashback, especially as I have a couple of foreign trips this year and it has the advantageous foreign transaction rate? 

TIA 

If you plan on traveling a lot then yes the no foreign transaction fees and no cash withdrawals fees are perfect for this. 

Also if you use your Barclaycard a lot then the 0.25% cashback can soon mount up. 

Also the Halifax Clarity credit card is a good card for traveling though theres no cashback with this card. 

If you feel it’s a better fit for your needs then you should change your freedom rewards to the cashback rewards one. 

WillPS

IIRC the reward rate on the Freedom card works out as effectively 0.33%, but you can only get it in vouchers of fixed amounts.

I'd probably take 0.25% straight cashback tbh.

Take a look at the free Avios Barclaycard though - 1 Avios pt per £, if you convert that in to Nectar that works out as 0.8% back to spend Sainsburys/Argos/Ebay.