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Barclaycard and Latest Strong Customer Authentication
All this security is all very well but it has rendered my wife's card, an additional one on my account, unusable. Having spent nearly 2 hours over the last 2 days trying to speak to anyone with sense we still can't use the card for online transactions. All the details on the account, wife's name, card number and mobile…
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unsure on credit cards for starting a credit score
Im looking to get a credit card to increase/ start my credit score. i have very little knowledge of how credit card work. the only purchases i plan to make on a credit card are weekly shop and fuel ect, stuff i know for sure i can pay off each month. however i need help with how to pay off each month and exactly what will…
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Google pay maximum locked android phone
Google support says UK limit unlocked phone is £45 GBP. And "*Important: The United Kingdom limit may vary for specific issuers".But online chat with Google pay they said the bank set the limits in the UK Phoned my Building society. They said the limit was £30 locked phone. I said I recently paid £30.19 without unlocking…
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Virgin Money Credit Card App problems
Is anyone having problems logging into the Virgin Money Credit Card app today?
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"12 months interest free on purchases" - ?????
If a credit card offers "12 months interest free on purchases", what exactly does that mean? Is it that if I buy £100 of goods one week, a month later buy another £100 of goods and so on but I don't pay the full balance off each month, the accumulating debt doesn't attract interest until the 12 months is up? Or what?
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Charge back appeal
Hi, I made a chargeback a few weeks back and MBNA have decided to side with the seller and I am looking for advice on how to appeal this. It was £88 on an MBNA credit card so I am not sure of what protections I have, if any? The seller was DHGate (Chinese) Anyway, here is the top line.I (stupidly in hindsight) bought some…
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Chargeback,Section 75 Question
Could somebody advise on this please. Bought a wooden building for £2,500. Paid £1,500 deposit on credit card,balance £1,000 by bank transfer. Very quickly the building became damp,mouldy,doors warped and more recently the roof blew off as it wasn't fixed on with any screw fastenings. Clearly,not fit for purpose and I want…
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I set up a direct debit for my credit card but the money still hasn't gone out...
The payment for my credit card is due on the 16th of this month, but it's saying that payment will be made on or after the 16h... as of 22:00 (15th) the money still hasn't gone out of my account. I got a credit card and linked my debit card with it to build some credit history, but now I'm anxious that the money will go…
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Credit card debt and joint accounts
Hi, My sister has recently split with her husband and they have a joint savings account. She has found out that he has been using money over several credit cards in his name for gambling and ramped up a sizeable amount of debt. They have a joint savings account which the credit card company (same bank) have said they may…
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Balance transfer card turns out to be the same banking group
HI I have been approved for a 0% card, but after the credit check had already been done it stated that i cannot transfer from a card within their group which makes the card pointless to me as i didn't realise they were in the same group. Any ideas what i can do as i dont want another application on my credit score. Thanks
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0% cash transfer advice
Hi all first post, I need some help! I have a card with Lloyd's and it's 0% ends in 6 months leaving me a balance of £2000 I couldn't get cleared. They have offered me a 0% cash transfer for 12 months on the same card, my question is: Can I do a cash transfer, pay it straight back on my card and then benefit from the year…
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Seeking advice from Money Advisor financial advisors
Hi MSE, is it safe to seek the advice from Money Advisor who i saw an advert for re helping people with their debt? I currently manage mine by paying the minimum each month, but have managed to move it to interest free accounts. I see they can sometimes reduce a portion of the debt and make repayments more manageable,…
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Sainsbury's bank credit card-does balance transfer fee appear soon after balance transfer?
Has anyone done a balance transfer with Sainsbury's bank credit card and seen the fee appear a few days later on the app or after logging on to the website (in recent transactions)? or have you had to wait until the statement is issued to see it (the balance transfer fee) appear on the account? By the way, yes, I know I…
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How has Square got my credit card details?
This may not be the right place for this post, apologies if it isn't. I am a pensioner and make use of online facilities but in a careful and limited way. I use Firefox on a desktop pc and make no use of "devices" or social media. I am extremely cautious about my data and always think twice before I do anything. I do have…
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Reward cards : Best one for Airline tickets/Rewards when you have £20K of spends planned
Hi all, I did try searching for an answer but got lots of search results and none seemed relevant. I am going to be spending at least £20K on a new kitchen and what not, I can pay by credit card (even AmEx) so want to maximise my rewards, I am initially thinking of getting the American Express Preferred Rewards Gold card…
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Section 75 Help
Hi All, I bought a car from a Garage in Yorkshire (I live in Glasgow ) The car has developed a major fault the DPF within 30 days. I have tried mediation through the AA dealer promise however this wasn't worth the paper it was written on. The garage have refused to refund even though I am well within my legal rights and…
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Barclaycard App security
Re the new levels of security when buying online: The Barclaycard App when installed, requires verification using the cards PIN. Is this secure? Barclaycard lay great emphasis elsewhere on the importance of NEVER giving your PIN online
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Suspect credit card transactions
Bit of a long story...Whilst trying to begin the process of getting my 77 year old auntie moved nearer to us, we recently discovered her finances are in a complete mess. She's heavily in debt with credit cards, and I've now got a debt management plan set up with Step Change.But I've been going through her credit card and…
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Balance transfer
I'm having issues with the interest on my credit card,I want to do a balance transfer but I've no clue how it works,do I have to contact my card provider to inform them or will the new card provider do it all,do I have to pay the fee upfront or will it be added to the balance?
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Paying a DD with your credit card
Is it possible to pay a regular DD with a credit card just prior to it being collected from the Bank? I pay both my Water & Council Tax by DD. And just wondered if that is possible. Or would they still take the amount out anyway?
