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Travel Credit Cards
Seeing as I hate to give money to credit cards for no reason I am a loyal user of Barclaycard rewards as it has 0% transaction fee. However, I have recently got the BA amex card for avoid points and companion voucher and I thought I would look into how much they would charge for foreign transaction fees and the results are…
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How to persuade a Credit Card Company to offer a BT deal
I've got a couple of cards that have balances on them that are attracting interest & others which have a nil balance. I'd like to transfer the balances but only if I could get a preferential rate but verbal attempts to get one have failed. So how do I 'trick' the companies into offering me a good BT rate?
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Paying someone else’s Credit card
Hi is there a way my husband can at off my daughters credit card using his credit card?
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Panicking, Apr going up to 20% next month!
Hi guys, I am new on here. I have a Virgin credit card which I used for a balance transfer of 900 and I used the remainder of the credit to pay off my very account. The total is £1850 on my Virgin card at the moment. The Apr goes up to 20% next month. I am freaking out as I thought it was 0% on everything for 24 months.…
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Repayment discounts
Hi there, I’ve inherited some money and am looking to pay off some debts, I would like to ask creditors for discounts if I clear the debt and I’d heard Martin Lewis has a list of companies and what % discount they will offer, does anyone know where this list is as I’m struggling to find it.thanks you in advance for your…
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Text Message from M&S Money - Updating Security Details - Impossible to get through on 'phone.
I received a text from M&S Money asking additional cardholders to call them with their mobile number so that security for online transactions could be improved. I verified the text was genuine before proceeding. My wife is the additional cardholder and she tried to call them three times spending over an hour on the 'phone…
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B&Q now accept AmEx
From the AmEx offer on my account it looks like B&Q now accept AmEx (Instead of paying via PayPal). The offer is in store only. Spend £40 or more, get £5 back
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Rewards Credit Card - cash back?
I am I am going to be spending up to £500 every month on fuel. I will be paying it off in full every month, and so I’m looking at a rewards credit card. I have an existing credit card (no balance on it) with my bank but no rewards. I think I would prefer cash back to other rewards such as points/airline rewards etc. This…
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Zopa Credit Cards - Limit Increases?
Had anyone here held a Zopa card and had a credit limit increase?
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Credit Card Fraud - my card was used fraudulently, how might it have happened?
Hi all I was recently the victim of credit card fraud. I live in a no-mobile-signal area, but I was visiting family last Thursday and received a text from Halifax saying a transaction had been declined, etc. Lucky I was in signal! I wasn't sure if it was spam, so I logged in and - lo and behold - the transaction in…
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Barclaycard Issue
So on the 12th April 2021 I messaged Barclaycard via Apple Business chat on my iPhone asking for a copy of my statements, They messaged back saying they have been ordered and will take 5-7 working day's to arrive, as time went by they never arrived. So I messaged them again on the 8th May asking why they not arrived and…
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Credit Card Confusion!
Hi, I'm a bit confused and was hoping someone could help me out a bit. I am considering putting a purchase on the credit card. My current barclays credit card has 4k on it and the interest free rate has ran out. I've had it for a few years now and haven't really used it since interest free deal finished and always cleared…
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0 percent deal ending
Hi all I have 2 cc one ith Halifax and one with barcalaycard. I don't use Halifax that much as it attracts interest. My 0 percent deal with barcalaycard is ending in September. I have a balance on the card which most of it is wedding funds related due to using it for booking things. We have the money to pay the wedding…
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Amex chargebacks time limits, awful BA.
Hello everyone I am literally feeling sick writing this. Like many of you we were affected with our holiday plans in 2020 due to the pandemic. We had planned a trip to Miami as a family flight with British Airways and then cruises with Royal Carribbean. The cruise part has all been sorted many months ago but British…
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Barclaycard Credit Limit Review
Good morning everyone! Recently I’ve applied and been approved for a Barclaycard Rewards Card. Yesterday I’ve sent my payslips over as I could potentially unlock a credit limit of up to £2000. Could anyone please tell me how long does it usually take to be reviewed and also, out of the “up to” how much have you been able…
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Still repeating the same old tricks.
Hi, I have posted about this before, see link below for original thread which i titled: DCA guilty of fraud? I have just received another letter from Link again detailing my payments, clearly showing that i have not missed any payments but followed by a paragraph stating that as i am in arrears, have not made all the…
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Halifax sent out replacement card to an old address I never gave them.
Today I was informed that my new credit card had been sent to an address that Halifax should not even have had on my record as I have never given it to them. Luckily the address is a previous address of mine and my parents still live there. I took out the credit card in 2017 using the address that I have lived at since…
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Fraudulent Transaction - Barclaycard want their money back!
Hi All! We are a small business, my husband and I, and we had a customer call over the phone to buy some tyres. They were expensive so my husband asked for a deposit. The guy paid for it all up front instead to secure the purchase. End of story. Not quite. Barclaycard called us 2 weeks later to tell us the payment was made…
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Do Lloyds tend to cut limits / close accounts??
I notice many threads regarding certain card providers cutting limits or closing accounts of people who infrequently use their accounts, especially Barclaycard. OH had just been approved for a Lloyds Platinum card with £5,300 limiy and 9.9% APR. It isn't the highest limit he has but it is by far the lowest APR and could…
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Is there anything Halifax Clarity does better than Barclays Rewards?
I have a Clarity and I only use it when abroad to avoid foreign exchange fees. I get a fair currency rate which is important for larger purchases and no silly fixed fees which is essential on small purchases. If I get a Barclays Rewards card I will get all this and cashback to boot. Is that right? I know the cashback is…
