Zopa Credit Cards - Limit Increases?

NewLeaf1986

Had anyone here held a Zopa card and had a credit limit increase?

RBYHS

I have one with a £300 limit
however, I haven’t heard anyone receiving credit limit increase from them which is a shame 

NewLeaf1986

Yeah same; apparently they haven't enabled their system for credit limit reviews, but plan to "Soon".

I'd ditch and switch if my creditworthiness was anywhere half decent but even Vanquis won't have me. I have a CIFAS waiting to laps in January; hopefully then I'll at least be able to move to a slightly better sub-prime card. 

[Deleted User]

I've had the card since last December with £300 limit and I've had no increases. Yet I've had numerous increases on my Tesco credit card and Marbles this year.

RBYHS

I’ve had it for about a year now almost and no credit increase. 

However, on Facebook I found a guy on a group that said that he received an increase from 300 to 800. 

I don’t know if it’s believable or not as I haven’t heard anyone else about receiving increases.  

chasing-rainbows_4

I received one couple of months ago. £300 to £600.  Had the card since last Christmas. I’ve always paid off in full too. 

Mattb83

Had the Zopa card for 8 months, never gone near the £300 limit and always paid in full but still no credit increase even though I've had several from Tesco

[Deleted User]

Mine got increased to £800 around last Christmas which was a year after getting the card. 

magpies79

I got an increase from 300 to 900 but was over 2 years before I got an increase 

Alex9384

I'm not even eligible for Zopa CC or loan. Is it only for people with poor credit history?

[Deleted User]

Alex9384 said:

I'm not even eligible for Zopa CC or loan. Is it only for people with poor credit history?

Probably. If a card is marketed towards people with poor history then they are unlikely to take on someone with good history as you're not their target market. It doesn't mean someone with good history can automatically get any card on the market as a matter of course.