Barclaycard Credit Limit Review

RBYHS

Good morning everyone! 

Recently I’ve applied and been approved for a Barclaycard Rewards Card. 

Yesterday I’ve sent my payslips over as I could potentially unlock a credit limit of up to £2000. 

Could anyone please tell me how long does it usually take to be reviewed and also, out of the “up to” how much have you been able to get? 

[Deleted User]

If you've just taken the card out, an increase is unlikely. If you get one, it will be based on your particular circumstances, it's impossible for anyone to judge.

RBYHS

I got the £200 credit limit until proven income. 

I’ve sent the payslips yesterday, now waiting for the review... this is the email I got 

[Deleted User]

It's a manual task, so I'd expect a week or so.

funkycredit

It takes a couple of days. You'll know as they send another email saying your limit has been reviewed. Usually they give you the full amount they claim - so unlock £2k means they'll give this amount once your salary matches what you said when you applied. 

funkycredit

Your email will look like this - and it's called "Important - we've given you a higher credit limit". 

I got this 2 days after I uploaded income details. 

ywlgy

It took them 5 working days for me. I got it this month.

williewonder

I got an £1200 limit without sending give them income information.

callum9999

It took 2 days for me. I got the full limit even though my payslips didn't fully cover the income I claimed (not because I lied - the limit on the number of payslips you can upload wasn't enough).

RBYHS

My last 8 payslips (I get paid weekly) don’t cover the whole income I have declared as most of it will be after September when overtime kicks in. 

I declared 30k however my payslips that I’ve sent cover about 28k 

NewLeaf1986

RBYHS said:

My last 8 payslips (I get paid weekly) don’t cover the whole income I have declared as most of it will be after September when overtime kicks in. 

I declared 30k however my payslips that I’ve sent cover about 28k 

You can't declare future possible income, application forms ask for what's happening today. They might overlook it since its such a small discrepancy or worst case scenario they could give you an application fraud CIFAS marker. Hopefully the former, but I've been stuck with an application fraud CIFAS marker for the last five years because I omitted a previous address once.

I'll keep my fingers crossed for you!