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No Tesco Bank credit card protection against online scam
Hi, I attempted to buy a weekend away before this most recent lockdown, but have ended up being scammed into paying over £1,000 for a weekend away that didn’t exist. I paid for it on my Tesco Bank MasterCard, thinking I’d be protected, but apparently that’s not the case (not chargeback or under section 75). According to…
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Cca capquest and a host of creditors
Hello I am in a never ending circuit trying to obtain my Cca. I wrote to NCo Europe as to obtain my Cca in November. I eventually had a letter back from them stating that my query had be submitted to Capquest the legal owners. I then had a letter from Capquest in December putting things on hold and stating they were…
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Balance Transfer Lloyds Bank
I did a balance Transfer with Lloyds Banks from my Debenhams Store Card which had a outstanding debt of £920.71 so I decided to move it to Lloyds Plantinum Purchase and Balance Transfer card with 0% interest for 20 months and 4.5% fee and after the balance Transfer was complete it showed that I decided to balance Transfer…
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Application denied!
Not a huge problem but I'm interested to know why I was turned down for an MBNA 25 month 0% balance transfer card yesterday. A soft check suggested my chances of getting it were 95% My fiance and I bring in a good wage each but we're renovating a house so some interest-free borrowing is a bonus. I have 2 cards already - a…
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Amex BA Premium Plus sign up bonus convert to Nectar Points
Hi there, As a Nectar Amex holder I put all my spend through this card and net a handsome amount of nectar points on a monthly basis. Recently Avios was announced as a partner of Nectar so I thought of the below plan to gain some more nectar points, because why not? Free money! I'm thinking of applying for the British…
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Company or credit card?
Can anyone please tell me who has the ultimate responsibility when you pay by credit card , the retailer or credit card company. Thank you
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Company or credit card?
Can anyone please tell me who has the ultimate responsibility when you pay by credit card , the retailer or credit card company. Thank you
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Failed rbs Balance Trasnsfer
No luck with rbs App today Balance transfer from Aqua flailing. Error 'Something went wrong' Balance transfer cannot be processed at this time please try later, A few attempts and one phone call -No further forward. Any mser's see a similar error recently. thanks
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Credit Increase good or bad idea
Hi, I have been offered a credit increase, not huge, but to give some context. A few years ago I lost my job to a long term illness. I have now recovered, about 18 months ago I applied for a credit card, so as long as my recovery continued as expected, when I went back to work I had some credit history, previously no…
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Holiday paid with credit card refund query
I paid for my holiday with a credit card that I no longer have as it went too far into debt. I am now looking to get a refund as my holiday is booked in lockdown dates and the company are saying they are refunding back to the credit card can I get it refunded another way?
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Does Arranged Overdraft build Credit History
Asking for a friend Can you build a credit history and credit score through Arranged Overdraft even if you don’t use your arranged overdraft money as they don’t want to get a high interest credit card.
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Credit card protection for goods stolen within 90 days of purchase
Hello, I'm really hoping someone on this site can help answer my question as I am getting nowhere with Sainsbury's Bank :( I purchased 2 saddles using my Sainsbury's Mastercard which cost £4000. Approximately 3 weeks after purchase my tack room was broken into and all my stuff was stolen (to the value of £8k). The police…
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My son had Autism
Hello how do I stop my son getting a credit card ? He is 22 years old and has Autism he is being online trolled in giving all his money away to these random people My son Reece is not listening to me on the advice I am giving him He is being scammed and he is very vulnerable in his understanding please help
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Transferred to 0% cards. Should I keep or cancel the old accounts?
I've transferred the whole of the balance on my Lloyds Credit card to a 0% Virgin card, and £5,594 from my Tesco Credit Card to a 0% MBNA card. This has used 100% of my credit limit on the MBNA card, leaving a balance of £,1283 with Tesco, which obviously is the priority to repay. I have £3,556 available credit on the…
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Reached credit limit on 0% card, what now?
Hi I've reached the credit limit on my 0% credit card, they have refused to up my spend limit, despite a good credit score. the 0% deal is still valid for another 6 months. I need more credit/purchases at 0% so wondering what my best options are? thanks!
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Extended delivery purchase
Appreciate some advise. The plan is to purchase a garden building (£5k+) from internet seller. The building will be delivered and erected directly from the manufacturer not seller. This has a likely 14 week delivery. Direct purchase from manufacturer not possible and full payment required by seller. Appreciate my contract…
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Is it a good time to get my first credit card?
Me and my boyfriend are looking to buy a house (hopefully) or flat in the next 1-2 years, we have quite a bit of deposit saved and I am ideally looking into credit cards to get my credit rating up for mortgages. I'm pretty good with saving and not been in my overdraft but obviously have no credit really because I haven't…
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Discounts for teachers cashback card
I've been a teacher for 15 years and just discovered this site yesterday! Got 25% off a purchase I was going to make anyway. There's also a cashback card you can apply for which would give 3% cashback on the weekly shop. I've been searching online to see what people think of it, any problems or catches, but can find very…
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CC transfer to current account
Hello all, Is there an alternative way to transferring money from credit card to my current account other than withdrawing cash and putting into my current account? I need a little more cash in my current account for a certain date to make my final car payment. I have cleared my credit card fully and aim is to make the car…
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Moved: MBNA DEFAULTED ACCOUNTS
This discussion has been moved.
