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Section 75 proof of damage
Hi all, after a bit of help. I bought a table for £500 from Harveys last year. In march/april i noticed the top had become discoloured and sticky, as if the protective wax had come off. I contacted Harveys and received an email back saying they had gone into administration and they couldn't do anything about the table. I…
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Marbles...transferring balance FROM
Hi guys Weighing up two 0% BT cards. Has anyone recently transferred a balance from their Marbles Card? I know not every card provider allows them, meaning you need to do a money transfer instead...which for me would be at a higher rate. Grateful if anyone knows. Thanks
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Is credit card payment due ON or BEFORE due date?
Just a quick Q - do I need to make credit card payment on the due date or before due date? thanks
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Money transfer credit cards
Hi - Is it possible to get a credit card whereby I can take cash from the card (say £5k) and deposit that to my bank account? I think that there is ALWAYS a ~3% fee for this, right? Thanks
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Can anyone access their Newday Arcadia group credit card app/browser? (Topman/Topshop etc)
With the Arcadia group now in administration - I can see that the Topman (Newday) credit card that I have is no longer available to apply for (totally understandable) - I can't imagine them taking new applications at the moment. However as an existing Topman cardholder - I can't access the app or web browser portals…
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credit card bill/payment
Hi, I've some questions as I rarely use credit card for payment. I usually pay my balance in full every month and the payment due date is on the 5th of every month. If I use my credit card today for online purchase, assuming the order processed straight away and payment taken today, do I still need to pay the balance on…
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Can't stop Credit Card payments to fraudulent account(s)
I've been informed that my Credit Card payment details may have been compromised in a recent data breach. Recently I've had six CC charges for several services from a well known TV service. I've confirmed with that company that, although I registered with them over 5 yrs ago (but never used the service), my registration is…
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bank of Scotland - no statement produed
Not that it matters enough to phone them, but I've not had a statement produced because of 'no activity' on my BofS credit card. Except that I paid £100 off my 0% balance, as I've done for ages now, which they have taken [DD] and my balance has reduced, and the payment reported to the credit agencies. Just curious if this…
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Ikea has cut off Customer Services. Can i claim from credit Card?
I bought some furniture from Ikea. The ones i saw in the showroom was really nice. When we got it home, it looked nothing like the ones in store. The draws are all wonky, the patterns on the doors don't match (It's almost as if they came from different batches) This is not buyers remorse, I love the furniture, but can't…
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credit card damaged ? contactless doesn't seem to work but pin does
technical question my halifax credit card doesn't seem to work using contactless but it does using the pin ? got the card in september so a relative new card but its been working until the past week or so can the contactless element be damaged and yet still be able to use the pin to purchase things. would a get around be…
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Balance transfers
I completed a soft search and result was a 90% chance of being accepted for Nat West card if existing customer. Notes said Natwest advised can apply if have existing savings, credit card, mortgage with them. On their website the same offer for balance transfer shows but states I cannot transfer from another NatWest credit…
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spend date and when it hits the bill
Ive got a credit card that has a payment due date of 8th each month - Is there any delay in when a spend hits the bill and therefore requires payment.. So, if I purchase something this weekend (5th 6th) then is there a chance it will require paying immediately or am I best waiting until 8th onwards to be sure. Its not a…
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How to complete a balance transfer without card details?
I've managed to secure a 29 month 0% balance transfer offer on a new TSB credit card. I have a closed Halifax credit card account that I have been paying off at a set amount each month, I don't have a card for this. I would like to use the 0% offer on my new card to pay this balance off but I can't find a way to do this…
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Getting a credit card. I don't see myself as unemployed as I'm disabled?
On all credit applications they ask you if you're unemployed or in employment. I'm technically unemployed but am disabled and receive disability benefits and have done for 17 years. My benefits are very stable, perhaps more stable than working. I receive £25.600 a year in disability income just for myself. How come this…
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freedom to decide
I have just taken Clydesdale bank to the ombudsman because I was trying to pay off my credit card quickly at £100 a month bal £1200 they refused my money and said I had to pay £100 into my account and then transfer it saying it was a money laundering protection scheme. They would accept £50 payment because it is a small…
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New Credit Card Designs
I received a replacement Santander zero credit card a few months ago and was strangely amused that it was of a portrait design with details printed on the back, however, I received 2 replacements for my Halifax credit cards this morning and it seems they have done similar with their credit cards too, is anyone liking these…
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Barclaycard Rewards vs John Lewis Partnership card
Hi there. Now my Nationwide Select credit card is no longer earning cashback I'm considering applying for the Barclaycard Rewards card as a replacement. I've read quite a few posts from people saying their credit limit with Barclaycard has been reduced to a very low level. Just wondering - anyone applied for this card…
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Barclaycard Rewards via Curve - what counts as cash?
With the removal of cashback from my Nationwide credit card, I've now switched to the Barclaycard Rewards card instead. I'm hoping I can continue to use my Curve card to earn cashback on transactions on websites which only accept debit cards, but I've seen on here that credit card providers can treat certain purchases…
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Newday MasterCard chargeback
Not sure if anyone will have the answer.... I submitted a chargeback through my credit card company, the money was credited to my account within days, 45 days passed (MasterCard) and I spoke with my cc company on day 46 to double check all was well and the money was mine for the keeping, I was told it most certainly was…
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Getting a deposit back from CC
Hi, I put a deposit down on a caravan which is in Scotland(Where we can't travel to at present) of 500 pounds. I am now considering pulling out of the deal because I am not sure when I can actually pick up the van due to the ongoing COVID situation. I would suspect when I cite this they won't want to give me the deposit…