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Balance Transfer card now or Feb
My interest free period on my credit card finihes mid Feb, so i need to switch to another. My question is, should i do it now with the current offers or is there likley to be better offers in the new year....what is the latest trend.....months increasing for 0% and fees lowering, or is it the other way round. Cheers
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AMEX Paypal- Paying money to someone through friends and family
AMEX Paypal-Paying another user through friends and family Some ppl have stated its gone through for other CCs as a purchase. Has anyone tried it with Amex cc before?
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0% on purchases credit cards
Hi.. I want to get a new credit card which gives me a decent length of time for 0% on all new purchases. I've been to the credit card page but I'm confused by MBNA card...'This MBNA card offers up to 26 months 0% on spending, though you need to make purchases within 60 days for them to be interest-free.'...are only the…
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Missed charge
Hi, I made a reasonably significant deposit into my Revolut account from a credit card. The credit card company seems to have missed it. I made it in early November, and made similar deposits around this time which have made also made it. I was waiting for my statement and the other deposits are on there but this…
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Section 75 claim rejected
I booked an apartment in Amsterdam for one week with Expedia UK. All my dealings were with Expedia via their website. I had no contact with Amsterdam Apartments in Amsterdam, the company providing the apartment. I provided Expedia with a Santander Credit Card number. The actual payment was taken by Amsterdam Apartments.…
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0% balance transfers
Hi peeps, Right I have 3600 on Halifax cc and 2800 on mbna. The mbna is at 8.9% but Halifax is 21.9%. I want to transfer to 0% transfer balance as much as possible. If I get a 0% card and max it out on a balance transfer will it affect my credit score, if not how long before I should apply for second/third 0% balance…
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Monthly interest
Hi, can anyone advise me on what my monthly interest charge will be on a MBNA credit card, 36 months at 3.9% please? Thanks in advance.
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Credit Card Balance Transfer Advice please
Hi all, I'm looking to purchase some furniture on my credit card at a value of £1475. My credit card has a limit of £2000 which has not been used yet. I have had this credit card for 4 years. So it has been in a healthy credit balance having spent from it and paying it back to its full balance. So if I was to use this…
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Thomas Cook Natwest Mastercard retail dispute email
Hi I had 3 flights booked with Thomas Cook using my Natwest Mastercard. I have receievd an email today (header is Retail Dispute) telling me that they are crediting my account for two of the flights. They are the cheapest of the three flights. Is this normal? I put the same claim in for all 3 flights. Should I be expecting…
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Tesco cc & thomas cook section 75
Hello I've looked through threads but can't find any one in the same situation as us. We booked flights (flight only) with Thomas Cook to fly out on the 22./9/19 and return on 3/10/19. We managed to fly out on the last TC flight to Lanzarote 22/9/19 landing at approx 7.30pm. We found out at approx midnight same day that…
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Balance transfer of 5k
For years I've been a credit card tart, and always managed to clear my balance before the 0% ends. This time around unfortunately, although planned, I will have around 5k left to pay so I am going to attempt a balance transfer. My credit history is good, I don't default on anything, I'm a home owner, on the electerol role…
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Santander Zero credit card
Interested to gauge opinions of the Santander Zero CC please. Wondered if it was worth having to use at foreign ATMs to withdraw local currency. We have a Santander current account so it would be straightforward enought to transfer funds via iPad app soonest after hole in the wall traansaction to effectively erase interest…
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Will asking for payment relief affect credit rating?
Hey all, I recently moved house and unfortunately I lost my job at the same time and struggling to keep my payments up. I have several jobs that are looking good and one basically 'in the bag' (a friend recommended me and the interview went great - he says HR are just waiting for the position to close). My credit is nigh…
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Help with Vanquis
Hi folks, So I’ve recently had a change in my circumstances which means that I’m now in a position to seriously start clearing some debt. I had a card with Vanquis that I’ve just run up to the max. I really want to start paying it but I don’t have the card which means I can’t access the account online and when I’ve phoned…
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Consequential loss
I've booked a package holiday in May with Travel Republic, flights with thomas cook. Travelling April 2020. They've emailed me yesterday saying do I want to rebook flights with another airline or cancel booking for full refund. I've said we want another flight but it's cost an extra £100. Can I claim this back £100 back as…
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Aqua PDF statements-when
I noticed Oct's Aqua card has PDF download from statement option. Yet Nov's statement only has debit/credit and short summary-No PDF option. Is there any timescales for PDF option being made available. 11th is Nov' statement date. One or two other personal calls made, trying to avoid calling Aqua tonight.
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Balance transfer
So after YEARS of avoiding it, I decided to try and do a balance transfer to shift £1300 of credit card debt. I did a soft search and checked my credit score. My score is 999, no adverse factors, yet when I searched the only ones I was likely to be accepted for were credit builder ones? I don’t understand?! Can anyone…
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Vanquis Value Saver Club
My wife noticed Vanquis have been charging out £6.95 per month to her card, she stopped it and asked for a complete refund. Vanquis said she agreed to this, but she never has, we asked for proof and nothing has come, they are still not agreeing to a refund, any ideas, Financial Ombudsman or small claims court? Anyone got a…
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Close or Keep Open
I have just been accepted for a Halifax credit card with 25 months 0% on balance transfers. I am taking the balances from my Aqua and Vanquis cards across to this card. The totals of the two cards and transfer fees will come to about £8k. The limit I have been accepted for with the Halifax card is £9k. My question is…
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Close Sub Prime Card?
Hoping for some advise as toying with what to do. Vanquis card taken out a few years ago as a 'credit builder' card - £3500 limit and no balance. As credit improved, my eligibility for 'high street' cards got better. As well as Vanquis, I now have a Barclaycard Platimum with no balance and £1200 limit, and an M&S credit…
