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Balance transfer a money transfer balance
Afternoon all, Apologies if this has been covered elsewhere but I couldn't find the answer. Main question: Is it possible to balance transfer a money transfer balance? Ie if one has a balance from a money transfer on a credit card, could one balance transfer it off onto another card? Reason for asking is that I have a…
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Pay off BT card in one go or minimum per month
Hi All I got a BT card several months ago, to move from CC debt of off a card charing me interest. Time has moved on, and I now have the money to pay off the BT cards debt (which I didn't at the time of the transfer). ATM, the money I have is in an ISA earning some interest. Not a lot of interest, but more than if I didn't…
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Balance and money transfer on one card question
I have an MBNA card with a 0% Balance transfer and 0% Money transfer with the money transfer due to end 3 months before the balance transfer. Now due to the allocation of payments any payment I currently make goes towards the BT first. My question is if I want to pay off the MT when the rate expires, when would be the best…
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Multiple BT Cards?
Hi all, I've recently accrued a sizeable debt after an aborted relocation attempt. I got a job in Maidenhead which came with a sizeable increase in salary. My wife and I moved our two kids down into a rented house with the plans of renting out our house back in Scotland. However, as we had the help to buy on our home, we…
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MBNA Everyday credit card foreign exchange rate
Hi, I have the MBNA Everyday credit card from a few years ago, which has no foreign exchange commissions or fees. I just wondered if anyone knows if the exchange rate, for GBP to euro in particular, is calculated day by day and updated overnight (like at a physical bureau de change on the high street), or if they updated…
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Money Transfe credit card to pay local double glazing window installer?
The local trader who is putting in a few windows for me does not accept credit cards as he gets a 2% fee. So i was wondering is the best way to get a 0% money transfer credit cards and transfer the money to his bank this way (as he accepts BACS or cheque)? Then i will also get the credit card protection rights on the…
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Laptops Direct Credit Card Surcharge
Just a warning to others. I just placed an order online with Laptop Direct using my personal credit card and it automatically added a 1% surcharge for using a Mastercard to the order. I phoned them up and they removed the charge, but still a pain, and I am sure many people are getting caught out by this and letting them…
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International Spending
Hi I will be travelling to the USA next month and I'd like to (responsibly) open a 0% on purchases credit card before I go. Are there any that exist which give you both 0% on purchases and don't charge a non-sterling fee? Thanks
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PayPal Credit DD issues...
Hi All, I recieved an email yesterday saying I had missed a payment and needed to make one and that I would be charged etc.... However, I have had a DD in place for over a year without issue. (Although I have changed the payment amount between the last and current statement) I have checked my PayPal account and my payment…
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Students & Credit Cards
Hi all, This is my first post so if it belongs elsewhere on the forum or ought to be reformatted, please do educate me! I’m halfway through university, and the release of the Apple Card (I’m a self declared Apple fanboy) has got me interested in a credit card. While shopping around for the best options, I’ve found mixed…
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fraud, $200
Luckily I had the total refunded. Had a holiday in New York in March, then yesterday $100 was taken from my Monzo, twice in 2 minutes, in Pittsburgh, a Food Mart. Sounds like cash withdrawals, would be too odd to do shopping and have it come to $100 twice in 2mins. So what might I have done wrong? I didn't use a…
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Mint credit Card PPI claim
Has anyone else had success claiming PPI back on an old Mint card with no account details? We used Resolver for Mint but they have said they can't find our details as they only keep records for 6 years and we don't have our old account number. Seems a bit of a cop out to me - is there anything else I can try?:mad:
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tandem updated app
i can't seem to log into the tandem app since it was updated on the 12 august. I've tried to reset password it allows me to do this but then the new password isn't recognised and all i get is an error saying couldn't log in try again. anyone else ?
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Wrong credit card credited
Bit of a strange one, I think. Amazon have recently refunded me £440 for a faulty Xbox I bought last year. The refund was a bit slow coming though, but I went ahead and bought a new Xbox from them in the meantime. However, still no refund on my card and now a good 10 or more days past the time they state the refund should…
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Refunds to Credit Cards
Recently used a Halifax Clarity card to paid a Bond for a hire car and the duration of the hire went over the cards statement date. I'm expecting the Bond to be refunded to my card before the cards repayment date and the balance for the card will be paid in full by the required date. However Halifax are telling me a refund…
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credit card - car hire - the amount the rental company can claim?
i posted a thread recently on the car rental scetion of the forum as i have a query following a recent car hire in Iceland https://forums.moneysavingexpert.com/discussion/comment/76149071#Comment_76149071 This was a hypothetical scenario but I was told that if i write off a car going "off roading" then this is not covered…
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Car Service Plan - Consumer Credit Act
Trying to arrange Car Service Plan with Main Dealer, covering 5 years. If I pay on Credit Card and Dealer goes bust or Loses contract with Manufacturer, Can I claim balance of Money Paid, to enable another dealer to continue servicing, so I do not lose out.
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Halifax Clarity Foreign Cash
Morning, We are going on holiday in a month and exploring the best options for our foreign cash. 2 options 1) Standard bureau de change in the UK and take the commission hit 2) Withdraw from foreign ATM (assuming no charge by the ATM) using my Halifax clarity card for the best rate, and pay off instantly via internet…
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Credit Club credit card suggestions did not succeed
Hi all, just signed up to Credit Club to see what credit card deals I could get. I selected the top choiceof a 95% success rate and got rejected. I am at a loss for words. Anyone else had this happen?
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Deciding on a credit limit
MBNA must think I'm about to pay off my card in full (they're not wrong; it'll be clear before November) as they've offered to increase my limit from £8,100 to £10,500. I'm not sure I'm comfortable with such a high limit, but I have no intentions of using it, and infact was planning to drop the limit to £5k once it's paid…
