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Credit Cards who don't send a text message confirmation for online purchases.
Hi, Does anyone know of a Credit Card which from September won't send a text message to verify online purchases, or have another alternative to verify purchases available? I live in a 'not-spot', i.e. I don't have a mobile signal, hence a won't receive a text message. Recognising that Cards will need to abide with the 2…
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Which cards, if any, to cancel?
Hi there, Having recently applied for two new cards, I'm starting to think that I should probably get rid of at least some of my older ones. Which ones, if any, would you cancel in this situation? I'm hoping for some clarity on striking a balance between the length of time that accounts have been opened, accounts which…
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Money transfer debt to 0% balance transfer card
Hi I need to take out a money transfer. I have an offer with MBNA for a no fee money transfer at3.9% for 36 months. I also have a Natwest credit card with 0% no fee balance transfer. Can I take the money transfer out with MBNA with no fee then transfer it to my Natwest 0% no fee balance transfer card thereby getting 0% and…
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late transaction not showing on statement
Hi, Some transactions i made with my credit card were late to appear on my list of transations, so I'm not sure if I should pay them before the due date or wait for the next statement. I made the transactions on july 25th and they should have been on the following statement (august 2nd, due date august 27th) but they are…
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How long do I have to make an unauthorized transaction claim ?
Hiya, Well i'm really confused right know and I was hoping I could get some help here. I have an HSBC account with a debit card and I've reported 2 unauthorized transactions to a company that sell flights, trains and buses tickets. HSBC says I shoud have complain within 120 days to get a refund. I've made some research…
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Devastated!!!
Totally devastated!!! Two months ago I cleared my Barclays account and then contactd them to see if I could do a balance transfer. They offered me a promotional rate of 1.68% instead of our old 20% interest and told me it would be on-going. I asked if they could send it to me in writing but they told me they couldn't but…
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Will Tesco convert me ?
Hello, I have a Tesco Bank CC with £12k limit, paid off in full each month, standard T&Cs. Anyway, purchasing house soon and will be doing lots of spending getting it furnished, my question is, is there any chance Tesco will me to “convert” my card to one with 24/26months interest free type ? Would be nice to just do this…
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Problem with Virgin app
Looked on my Virgin credit card app and my balance has increased by £5,000 since yesterday :eek: Phoned them and they said there is currently a problem with the app and if I log in on the website the account info there should be correct (which it is for me) They said the app should be fixed today Just a heads up in case…
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Credit card advice
Looking for some advice: My partner has a 0% card with Lloyds. He got it about 2 years ago but has never used it and the 0% expires this month. Now we are thinking of renovating the kitchen and might need a credit card to pay for it. What would be the best thing to do? Should he just simply cancel his old card and apply…
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Which is better?...
Balance transfer of 7000 ish 0% for 18mths 3% fee 4.9% for 36mths 0% fee Thank you
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Credit card advice please
Hi I’m looking for advice please Early next year I plan on spending up to £4000 On what is more than likely going to be in a private sale (gumtree etc) is it possible to use a 0% interest credit card to transfer money into the sellers account and does it still offer the same CC protection? Another thought I had was a money…
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Best timing for credit card application
Background: we took out a new mortgage product two months ago because the old fix had come to an end - we're now fixed for 10 years. We took an additional £40k of borrowing to pay for some major house renovations. This was wildly within our affordability - they would happily have loaned £100k more than that, and we'd…
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Capital One credit card customers hit by IT issues
Credit card provider Capital One has apologised for ongoing "technical issues", as customers say they are unable to log into their accounts or make payments...Read the full story: 'Capital One credit card customers hit by IT issues' Click reply below to discuss. If you haven’t already, join the forum to reply.
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Help regarding PPI AND CREDIT CARD
Trying to help my son who is dyslexic, he filled in online form for Barclays to see if he had PPI relating to his Barclaycard. Received a swift letter back saying that due to the information he had given them he didn't have PPI. Do all credit cards have PPI? Maybe I am being naïve because to be honest I don't know much…
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Used credit card query
Hi. Sorry tried to change title but it won't let me. Should red UNUSED credit card query!!! I have two credit cards. One has just under £200 on it and will be paid off soon. It's a Bank of Scotland card I use mainly as a backup to PayPal. The other card is an old balance transfer card paid off in full and unused for about…
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Credit Card advice needed
Good morning I currently have 2 credit cards - one which is joint with my hubby which he pays each month (currently minimum but we need to up this following letter from lender) and the second is mine, again paying more than the minimum following a letter from lender. Looking on comparison sites, I am not eligible for most…
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Balance Transfer Questions
Hi all I took out a card with offers on purchases and balance transfer at 0% for fixed terms. I have used the balance transfer offers a few times which will probably be better detailed below: June 2018 - £465 - 0% until October 2020 August 2018 - £1,800 - 0% until December 2019 November 2018 - £300 - 0% until September…
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Cancelling a credit card...
Have a Santander credit card, got if for a balance transfer a year or so ago...cleared now...just love a good stooze....anyway....theres a £3 a month charge...I know...read the t&cs...but I didn’t notice at the time. I’m not even sure what or any benefits that £3 gets me...if I wanted to cancel the card (as it’s not being…
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What's up with Capital One?
I've been trying to log onto the Capital One website most of the day to get the message "Whoops, there's a problem, use the app instead". So I open the app, and its down for (apparently) planned maintenance. I used to work in IT. You don't have 'planned' maintenance all day on Monday. :rotfl: Looks like they have big IT…
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MBNA / Lloyds Banking Group - Treating unfairly on Chargeback and Section 75
Fellow moneysavingexperts, I have an ongoing issue with MBNA / Lloyds Banking Group who are not handling my transaction dispute properly. I hope your experience and knowledge can give me some guidance on this. I have purchased a sofa from Harveys in store. The sofa was not as described (by salesman) as well as faulty item.…
