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Using Credit Card to Make Money
Hi All, I'm looking for any advise on how people out there use credit cards to make a little bit of money back on them. I've had an Amex Gold CC in the last 12 monhs and the Amex Nectar CC at the minute. I only earn 0.5% back in Nectar points at present. I can't take advantage of any of the Amex offers becuase I had/have…
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Card Question
I have been doing all my normal and work related spending on 0% purchase cards and I have built up a considerable amount of debt which is currently still on 0% interest. I also do not have much remaining credit limit remaining. I would now need both a new 0% purchase card and a good balance transfer card at the same time…
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amex points conversion promo
It appears that from time to time one can convert Amex points into avios/miles on a better rate. I wonder if anyone knows where to look for this offers apart from amex website? P.S. I use them for one-way flights which are otherwise prohibitively expensive (e.g. over £900 flight is only 12000 points).
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Low cresit limit and credit report
Hi, I have a few credit cards with large credit limits. In my recent applicatiom I was offered a lower credit limit. I am thinking to leave rhe account open now because credit check has already been done. Wondering what is an effecf on credit report when all cards have high credit limit but a recent card has a lower lomit?…
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Impact New Credit Card Every Year
Hi Forum, My workplace doesn't have a season ticket loan scheme, so I want to use a 0% credit card to have a interest free period long enough that I pay down every month. Essentially get a card 12 or otherwise, buy my season ticket, pay it down monthly, close the credit card, get another one with 0% interest on purchases.…
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Additional Addresses for Delivery?
Is there any credit card that allows a secondary (delivery) address to be linked to the card account, to allow delivery of orders from companies that will only deliver to the cardholder's address? I'm sure this used to be possible on at least one of my previous cards, but probably one I've since closed.
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Charged twice on Credit card
On 9th of November I bought six tickets for activities at SeaWorld,Orlando for our visit on 11th. I completed all the necessary details and paid with a Nationwide credit card, 320$. Immediately a note flashed up on the mobile saying that the transaction had been unsuccessful. I repeated the process,paid again, this time…
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Amex Platinum Everyday Cashback Question
Hi, I'm looking at the Amex Platinum Everyday credit card offering 5% cashback in the first 3 months. It says in the card info: "You need to spend at least £3,000 on the card each year to get any cashback." My question is: Can the £3,000 be spent on anything or does it have to be spent in shops? I'm planning on booking a…
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Credit card interest
I have a credit card with Barclaycard, I have a limit of £12,500, which I have paid off £10,000 for the last 4 months, but re-spent £10,000.The interest rate is 20.2% I use the card for work, I usually transfer the money 1 hour before spending on the card. My question is, how much interest should I be paying a month? My…
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Debt Collectors
I was in debt about £1300 and was pursued by a debt company, eventually they gave me 50% off my debt which i paid. 2-3 years after i had a letter through the door from a different debt collector and i worked out that the money they were after was the remaining amount of the previous debt. I still had the receipt and letter…
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In app adverts on Monzo?
Just logged in to my Monzo account (the android app) to find an advert below the graph that shows your balance. I cant remember seeing this before. Might seem a minor complaint but I'm really not happy about it. Free games yes I expect them. Not on my bank account. Looks like I'll make the switch to starling. It's meant to…
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Credit Limit of a Balance Transfer Credit Card!!!
Hello! I was about to apply for a 0% Balance Transfer Credit Card but do not want to carry on without knowing a second opinion. If you do not mind, would you tell me, a) Which 0% Balance Transfer Credit Cards have you recently applied for and what was the highest credit limit and longer interest free period they…
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Barclay Card help!
Hi Everyone, Apologies if I’m not in the right place to ask about this, but hopefully someone can point me in the right direction if not..! After my father passed away, things changed at home - I took on his house (and therefore the mortgage). Unfortunately I can no longer ask him for financial advice, hence why I’m on…
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Consolidating BOS & Halifax limits
Hello, My mother has two Halifax credit cards and a new Bank of Scotland credit card. When she took out the second Halifax one, she was able to consolidate the limits on the two by transferring one across from the old one. Since Halifax is part of BOS and all accounts show in each others internet banking, I was wondering…
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Capital One card abroad?
Not that I am planning on using the card when abroad next week but I have it as an emergency in case my bank card is refused ( has happened ) but do I need to let C1 know I am going abroad, if so how? I can see nothing on their website. I have let my bank know that I will be abroad and that they should expect a payment…
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Best Credit Card for Work Expenses
Hello all, I would like to boost my credit rating and thought a good way to do this was to apply for a credit card for my work expenses. When I apply for reimbursement of expenses these are paid off within 48 hours so I will always pay off credit card debts on time. Problem is I have never owned a credit card as I have…
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Barclaycard
So it seems that there’s an issue with Barclay card for several people. I got my new card on Friday and I purchased things online with it: I then got a text an hour later saying not to use it
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Tesco club card wont issue new card for balance transfer
Hi 🙂 , my boyfriend has just taken a £5000 0%credit card with Halifax to transfer the balance from his Tesco clubcard account The Tesco clubcard has a balance of around 3000 on it , when he looks on his account it says he has an available balance of 5000 with a limit of 8000 but his card is out of date, He called Tesco and…
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Nationwide or Santander?
Which will be the cheapest credit card to use abroad, Nationwide Select or Santander Zero?
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Halifax Clarity Question
So i have cleared the balance on my clarity card statement in full last month. I will be travelling to Thailand soon. I would like to use the clarity card this month for both purchases in this country and in Thailand and also withdrawing cash in Thailand which would normally be 20,000 thai baht (£480 equivalent) each time…
