Consolidating BOS & Halifax limits

Weybridge78

Hello,

My mother has two Halifax credit cards and a new Bank of Scotland credit card. When she took out the second Halifax one, she was able to consolidate the limits on the two by transferring one across from the old one.

Since Halifax is part of BOS and all accounts show in each others internet banking, I was wondering whether they allow a consolidation of limits between BOS and Halifax cards? There is a lot of spare credit on the two Halifax cards which she wants to transfer to the new BOS due to its BT promotion.

Please no unserious replies as this is a genuine question.

Thanks.

Nasqueron

https://www.halifax.co.uk/contactus/call-us/#creditcards


https://www.bankofscotland.co.uk/contactus/phone/#Credit_Cards

[Deleted User]

Be careful - when I did this with Capital One it cancelled any BT and Purchase 0% promo's out

Dobbibill

Doesn't look like they allow it across brands.

https://www.halifax.co.uk/creditcards/help-guidance/common-enquiries/?pagetabs=3#section41408153671945

You can redistribute your credit limit between your two Halifax Credit Cards. This means that if you have credit available (i.e. you’ve not used your entire credit limit) on one of your credit cards, you can move a proportion of it across to your other credit card. You can redistribute your credit limit once every six months and you can move a minimum of £100 and up to a maximum of 90% of your available credit limit. There must also be an overall credit limit of £500 left on the original card.

BOS has the same wording too but with BOS replacing Halifax etc.