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Balance transfer interest charge?
Hi, please could anyone advise me on this situation. My post office 2 year 0% credit card is coming to an end on the 8th December. I have applied to transfer the balance to a virgin credit card, which has been accepted. I received a notification today that they balance has been requested. If the transfer is not completed…
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will my credit card refund me
Myself and my OH are due to go away for 3 days on this coming Sunday, however my Mum passed away yesterday so we are not going. I booked the room at premier inn on a saver rate knowing full well it was non-refundable but I payed on my nationwide credit card. Are either of them likely to refund me or am I just being…
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M&S Credit Card
I've just applied for the M&S Credit Card because they are offering a £25 in vouchers incentive and you also get double points on any money spent in M&S for the first 12 months. Got to be worth applying for to be able to spend your free £25 on M&S food treats/goodies!
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Credit Card Protection
A washing maching was purchased with my credit card as wedding present. Unfortunately the recipient did not open the packaging until ove a year later, yes i know who does that. Anyway the washine was damaged beyond use but yet the packaging was not damaged at all. It was past the years warranty so we went to the credit…
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Amex gold referrals
Me and my partner share a credit card. Currently it's the Amex which gives 1.25% cashback for a £25 annual fee. If I switch to the Gold card, can we refer each other every 6 months and be an additional card holder on the other person's card to avoid the £140 annual fee? I seem to recall reading someone that someone was…
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aqua black friday 5%
Just thought i would share this offer from aqua Opt -in to get 5% cashback on spend over £300 between black Friday 23rd November and 13th January 2019 max cashback £50, cashback will be paid into account end march 2019. I will be taking them up on that in the January sales :beer:
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Amex Rewards Points on Amazon
I've tried and failed several times to enrol my Amex rewards card with Amazon. I constantly get the message that my details don't match despite having used the card on Amazon to make a straight forward purchase with no issues. I've tried the chat box to speak to Amazon customer services but they appear to be completely…
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Tesco Credit Card vs Debit Card
I am considering applying for a Tesco Clubcard Purchases Credit Card because they are currently offering 1,000 clubcard points as an incentive. I already have a Tesco Bank Account and Debit Card so I'm not sure if I would use the credit card very often because you gain more clubcard points with the debit card ie. 1 point…
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Mortgage Affecting Balance Transfer Approval?
Hello I have just tried to do a balance transfer for my credit card as I am paying over £100 interest per month. When I have done this before, at the time I was living with my parents, I was offered lots of different cards with no problem at all. This time round, my eligibility for a decent card has lowered dramatically -…
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Cap1+Luma Pre Approved.
Note sure what's happened past few days. Cra score+31 (not taken seriously as such though something positive has happened I think) Only a few days ago I requested Cap1+Luma to be combined -agreeing to keep Cap1 -Luma being closed-fine. Tonight after months almost maybe over a year ClearScore have marked a choice of Cap1…
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Widowed retired new credit card overseas spending
My father recently passed away. My mother has a 2nd credit card on his Capital One account. She is going to notify them in the next few days. She doesn't currently have a credit card account in her name. What I would like to know is... a) Should she ask Capital One when she cancels for an account in her name. But she is…
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Mastercard Charge
Hi, I have just purchased 2nd hand motor with a Mastercard and the trader added 3% charge for using that card. I normally use a debit card so I am a little unsure if this is allowed. From looking around I think this was banned but I'm not 100% sure, if it is how can I get that back. Cheers Paul
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Credit Cards and Mortgages advice Please
Please can you help me. I'm trying to get myself in the position to borrow for a mortgage and i have a question. I'm paying off my credit cards. But for looking good to lenders, what's better.... having 5 credit cards all with £0 money on them because I've paid them off. or 0 credit cards at all.? (as i cancel the 5 credit…
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Halifax
Hi any advice A few weeks ago I ordered on line £5 for something the site did not take paypal , so I put in my cc details they went and took £80 out , it was the only thing on my cc so when I spoke to the bank they said as I gave the details to said company its not fraud and I would have to wait 30 days before they would…
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Section 75 for goods that have gone faulty
In January we purchased engineered wood flooring from a company called Flooring Republic, the company supplied and fitted the product and offered a 10 year guarantee. The flooring has since developed a fault and some of the boards are lifting due to the interlocking sections failing. I have noticed while driving past that…
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Credit Card Charges
Im after a bit of advice, im looking to purchase something on my card from the USA, my limited understanding is that the card company will swap the cost from dollars to pounds, do they add a charge for this? I could pay outright with my debit card, but figured the credit card may just add a bit more protection if there was…
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Google pay s75
Does anyone know whether you are covered under s75 when using Google pay? Most of my cc payments are made using this system via NFC on my phone so I hope so!
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Best credit card for deposits aboard?
Hi all, I am travelling to USA next summer and I need a credit card for deposits for car rentals and hotels. Does it have to be a credit card specific to spending abroad or can it be any credit card? If an specific card can be advised that would be great. Thanks
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Section 75 - Consequential Losses
I had some windows fitted and have had some issues with them. The company has tried to rectify the problem several times but has failed. I have a survey showing that the installation has problems. To rectify the situation I will suffer the following costs: 1. Removal of existing windows and disposal. 2. Refund of existing…
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Asda credit card blocked
I pay my balance in full every month on my Asda MasterCard. I just bought a washing machine and fridge freezer from John Lewis Then I wanted to pay for a holiday deposit. I know quite random but the holiday booking flagged up security problem and it blocked my card. I am glad that the security it tight but it is black…
