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Aqua complaints handling.
New here and looking for some advise I have taken a consolation loan out with a company. Part of this agreement was to clear my aqua credit card had balance was high and on high interest. Figure was given to the company which they have paid to aqua with a signed letter from me to close my account. When i went in to my aqua…
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Mess up with cards... Argue the toss, get a new one, or add spouse?
My wife applied for a 0% spending credit card with MBNA, but now the bill has come through it's actually 0% on balance transfers, not spending. So we're getting charged through the nose. I'm going to assume this was our error, even though I was pretty certain I applied for the right card. I can't find anything that would…
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Visa security breach
Attempted a couple of online purchases with my Visa card today (Nationwide Select Credit Card). Both transactions declined. Initially when I spoke to Nationwide they said it was an issue not with them but with Verified by Visa and that I should re-try the transactions once they'd spoken to them. I had this issue earlier in…
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Holiday reclaim
I paid for a holiday to Disney Paris on my credit card,on the second day I had a heart attack and ended up in hospital,can I reclaim from the credit card company for the holiday I did not fully have.
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massive charges Halifax current account
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Sainsbury's Bank Credit Card - AVOID!!!
Hello, If you are reading this before applying for a Sainsbury's Bank Credit Card, do yourself a favour and find an alternative to avoid entering into a whole world of pain. Don't just take my word for it, read the reviews on Trustpilot, they seriously are as bad as their 0.5 out of 10 rating!!! I have endured hours on the…
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Using a credit card to repay Postgrad loan from Barclays
Hi there, This is my first time posting so please bear with me if I'm in the wrong forum! Anyway, I was hoping for some advice with regards to repaying my postgrad loan. Basically I am due to start repaying my Barclays Professional Career Development Loan this December, at just over £250 a month for 24 months. My question…
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Balance Transfer
I have an MBNA credit card with a balance of £10,100.13. £4,657.50 of this balance is an interest-free balance transfer offer until Oct 2019. The remaining balance of £5,442.63 is purchases and I'm paying interest on this balance of approx £75 per month. Can I transfer the card purchases balance to a different…
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How long to set up Direct Debit?
long story short.... applied and was accepted for a new credit card set up Direct Debit on the 10th assuming it would be fine for the first payment due on the 28th and forgot about it....received a late payment for missing a payment on the 28th admittedly I didn't read the email confirming the DD had been set up but after…
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Viagogo
So my mum bought me a ticket for Prodigy in November through viagogo, my husband has now just told me he has a spare one as the person he was going with has pulled out. I have looked at their site and they obviously say its non-refundable, but is there anyway of cancelling the purchase through her credit card company? They…
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HSBC interest free cc
Hi I'm about to apply for the 26 month interest free cc. I plan on making a big purchase of about 5000 and paying off within a year, so thought this may be best option. Firstly, what is the maximum credit allowance on this card, or typically? Secondly, when reading the summary box on the HSBC website, I'm sure it said…
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Impossible to get a balance transfer card?
I currently have 2 cards that I'm repaying, both have >35% APR. I am unable to work at the moment. Have looked and tried a few balance transfer cards that claimed to give me 9/10 chance but I'm always declined, has anybody else that is currently unemployed managed to get a 0% balance transfer card? I currently owe £6500 on…
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Another credit card??
Hi All, Need some of your advise. WE have a credit card with £2k on it. And unfortunately no promotional rate on it. We pay high interest. Of course I am planing to pay this off asap, but was thinking to apply for another credit card with promotional interest. I am scarred this will damage very serious our credit score..…
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Paying off -> reducing credit limit
Is it a good idea to reduce credit limit on cards as they're paid off? I have a BT card that I'm paying off and the credit limit is +£1000 too much so I was thinking reducing it by maybe £500?
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Debenhams credit card
Have a credit card from Debenhams. Does anyone know if there are likely to be any problems if Debenhams goes the same way as House of Fraser and goes into liquidation. Would I still be covered for purchases over £100 made recently.
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should i keep card open?
Husband has successfully received 0% money transfer card and has paid off my two credit cards (the debts on my cards were both of ours anyway) But I am wondering should I close and cancel these cards now they at cleared or keep them open? they're both charging interest one is a Barclaycard (limit £1200) other is with Tesco…
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Will taking out a credit card help one day get a mortgage?
Hello. My bank earlier this year declined my application for a credit card, but I am wondering if I should peruse the idea of getting one or not in a few months maybe with someone else. Does having a credit card, and paying it off IN FULL every month increase your chances of being given a mortgage in the future? Are there…
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0% card ends & nowhere to move it
Hi I have a question. I normally make best use of credit card 0% offers, shuffling them as best I can. I presently have around 9k one a card (card A) of which 4k 0% balance transfer is about to end. The problem is none of my other credit cards are offering 0% balance transfer presently. (probably because I am near limit on…
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Old credit card debt
I got a letter today regarding an old credit card which I had with Barclays around 10 years ago. It seems debt has been sold to Cabot financial. I don't see any black mark on my credit file, so I am surprised to receive this letter today. Can they still demand the payment? Do I need to reply to the letter? If I do contact…
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Balance transfers from Tandem Credit card
I've tried to transfer balance from Tandem credit card to HSBC one a long time ago, and it did not work. They did not recognize tandem credit card numbers. Has anybody had a more recent experience with transferring balances from Tandem credit card elsewhere? Were you successful?
