Impossible to get a balance transfer card?

urb

I currently have 2 cards that I'm repaying, both have >35% APR. I am unable to work at the moment. Have looked and tried a few balance transfer cards that claimed to give me 9/10 chance but I'm always declined, has anybody else that is currently unemployed managed to get a 0% balance transfer card?

I currently owe £6500 on my Aqua and £1200 on my Vanquis. I have no other debts except these 2 cards which I want paid off asap.

[Deleted User]

You won't get another card without an income, and definitely not a BT offer.

Visit the DFW boards for advice on cutting costs and repaying faster.

Willing2Learn

Hi,

Unfortunately, all the cards that do the good 0% promotions require you to have an income other than DWP benefits. You might be able to get a 0% six month BT card with a low limit from CapitalOne…

Are you able to afford your current repayments or are you in difficulty?

urb

Deleted_User wrote: »

You won't get another card without an income, and definitely not a BT offer.

Visit the DFW boards for advice on cutting costs and repaying faster.

Didn't think so, roll on 2020 then lol. Not struggling to repay them as such, was more a case of wanting them gone asap so I can start to build up savings.

urb

Willing2Learn wrote: »

Hi,

Unfortunately, all the cards that do the good 0% promotions require you to have an income other than DWP benefits. You might be able to get a 0% six month BT card with a low limit from CapitalOne…

Are you able to afford your current repayments or are you in difficulty?

They always send them to me in the post too, I guess they still think I'm working because they offers are always 2-3 years 0% with 0% fees.