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9.9. 6mths balance transfer -Chrome
Only called Vanquis today as iPhone won't accept my card as contactless, got it cleared up as was advised Vanquis aren;t supporting Apple Pay though my card itself can be used as contactless . Interesting existing customer balance transfer offer. 9.9. Apr 6 mths -I could transfer from multiple cards if required. Then…
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MSE News: Sainsbury's credit card customers still unable to see their recent transactions
Sainsbury's credit card customers are still unable to see their recent transactions, five days after a system update - and there's no end date for when the problem will be fixed...Read the full story: 'Sainsbury's credit card customers still unable to see their recent transactions' Click reply below to discuss. If you…
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Card use and stealth fees
https://www.moneysavingexpert.com/news/travel/2018/06/train-ticket-site-hits-passengers-with-new-5-booking-fee Card booking charges are prohibited is what we were made to believe. But companies are charging through stealth. I yesterday did car park booking with Manchester Airport and I am slapped with "customers using…
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Credit card interest free & paypal
Hi everybody. Just wondering if you could help. I applied for a credit card to pay off a holiday, if has a great 0% interest rate on purchases. My plan was to pay off my share to the travel company straight away with my credit card however the Holiday had to be paid in full straight away so my sister put it all on her…
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Credit Card payment not posted to statement
Hello - I am hoping someone here can help. On 10 June I made a payment (in US Dollars) using my Lloyds Bank American Express credit card (no FX charge using this card) to a payment company as a deposit for a holiday in 2019. I have received email confirmation from the payment company that the payment has been received (and…
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Credit Card cash advance
hello All, I work in finance company, and some of our customer have complaint that their credit card company has charged them cash advance fee for using their credit card to pay off our finance agreement. I just wanted to know that is true that paying off finance with credit card class as bank transfer AKA cash advance.
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VIrgin Atlantic Air Miles
I currently convert my Tesco clubcard points to Virgin Atlantic airmiles. I’m currently looking for a way to boost this miles with a credit card for everyday spending to be repaid in full each month. Is it more beneficial to have a Tesco Clubcard credit card (and then convert the points into Virgin air miles), or a Virgin…
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Money transfer from credit card to pay trader
I've been ripped off by a roofer I found on ratedpeople.com. I've been to the CAB and they have passed my details on to the Trading Standards but have told me that this will not resolve my problem and I'll need to go down another route. Ultimately the job he did on my roof hasn't worked and it's leaking and looking worse…
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Section 75 help required please..
Good evening, My family and I have recently returned back off holiday. Our 2 year old daughter requires either a pushchair a wheelchair as she’s undergone double hip surgery. She’s registered disabled if that helps? As we boarded the plane I handed the pushchair to the cabin crew. At our arriving airport the same cabin…
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EUR/GBP: Mastercard slight edge over Visa
Hi all, MSE and a few other sites made FX comparisons between Visa and Mastercard. The FX pairs compared did not include EUR/GBP which is for us UK travellers to EU mainland more relevant than USD. I crunched a few numbers and am happy to report that on the basis of a small sample (June 2018) Mastercard was indeed giving…
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HSBC Credit Card Payments From Non-HSBC Acc
HI, I need a little advice. I have a HSBC credit card and I normally make the minimum or just over payment each month. I just tried on the phone to pay £40 (minimum was £38) to a telephone assistant and she said because I am making the payment from a non-HSBC debit card (I was paying from my Monzo account) that I could…
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tsb credit card
I have had a TSB credit card since Dec 2016 and was paying minimum monthly repayments intending to pay in full when the 0% period ended. It was paying 1% cashback until June '18, I've just had the last payment. But I can't see my statement. it won't download, can't find the opening paperwork, and the terms online only…
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Paying in Full each month
I have a couple of cards for building credit and pay in full each month, however, I'm curious as to whether or not it makes a difference to pay off a transaction same day/couple of days later, or is it better to pay the full amount at once whenever the statement is generated?
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Tesco foundation card...cash transaction fee
Good morning I have a Tesco foundation card....ok previous bad credit ...it’s only been open for 6 weeks I used the card top up my daughters “squid card” which is in school catering, for food and snacks etc...they don’t use cash much nowadays in schools. So unknown to me this has attracted a cash transaction fee, speaking…
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Are credit cards secured debt by default now?
Hi Just a quick Question are credit cards secured debt now by default? If you miss payments the bank will send your account to a Debt collection company, who CAN apply for a CCJ with that EVEN IF PAYMENTS ARE UP TODATE, can apply for a charging order against your house! May I ask if you knew this would you take out the…
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getting refund on purchase
Hello averyone this isnot the right page but cannot find anywhere else to post. I bought a set of taps from company with a 12 year gaurantee. one tap was only fitted for 12 months. anyway taps wet green and scaly. contactmanufacturer as the held 12 year gaurantee. company declared them faulty (plating fault) i also…
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Increase in credit limit denied
Hi everyone, I recently applied for a credit limit increase on my card I've had for 6 months. The current limit is only £500. However, the limit increase has been denied. Do you know why this is? I always pay off my card on time and have never gone over the limit so I'm just a bit puzzled. Thanks
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Capital One Two Cards
Reading some threads about capital one it seems you can have two cards. I have cap one platinum with a reasonable rate of 26.4% but only a £500 limit after 9 months of careful use. My credit is getting better and HSBC has upgraded my acc. I used mse credit card guide and it said I was 100% for another cap one plat card…
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How to obtain more credit?
I currently have 10500 limit across 3 0pc cards. I have used around 7000. I am about to start making 500pm payment to clear one in full in the next 8 months before the 0pc ends. I am wondering, how can I obtain more credit? (For stoozing) Do I have too much available credit to obtain more? Or will using it all make me look…
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Too much available credit?
I am now in a position where i have 3 credit cards with limits of £8K, £9K & £12K and a zero balance on all of them. 2 of the cards give me cashback and the other has a low rate balance transfer option. What i am trying to work out is if having all this available credit actually harms my credit score and if i should close…
