9.9. 6mths balance transfer -Chrome

Dandytf

Only called Vanquis today as iPhone won't accept my card as contactless, got it cleared up as was advised Vanquis aren;t supporting Apple Pay though my card itself can be used as contactless .
Interesting existing customer balance transfer offer.
9.9. Apr 6 mths -I could transfer from multiple cards if required.
Then revert to 29. Apr with my existing balance.
As I have purchase balance, is it honestly worth attempting transferring a few hundred from one or two cards for upto 6 mths.
I'll need to review payment allocation info .

[Deleted User]

It's unlikely to be worth it at that rate and term unless you're in a desperate financial state.

binaryuniverse

Is that with or without a fee?

With a fee, I wouldn't bother. Not for 6 months. Without a fee I'd consider it. Mainly so I could clear some other card, I knew had decent existing customer offers on, and could shift back, later on.

Having purchases on the card already also clouds things a little.

As always, I'd do the maths, and work out if it's going to save you money or actually cost more, in the long run.

Dandytf

binaryuniverse wrote: »

Is that with or without a fee?

With a fee, I wouldn't bother. Not for 6 months. Without a fee I'd consider it. Mainly so I could clear some other card, I knew had decent existing customer offers on, and could shift back, later on.

Having purchases on the card already also clouds things a little.

As always, I'd do the maths, and work out if it's going to save you money or actually cost more, in the long run.

The one question I forgot to ask was fee's
No balance transfer fees are incurred in chrome card summary box
I honestly think it would run up more cost in a few months or very soon after.
As repayments take priority from highest Apr-then the 9.9 wouldn't be much as it would revert to 29 or at least most of it.