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Travel Money?????????
MSE advises buying cash for delivery using my Halifax Clarity Card. :cry: How do I do this?
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Which 0% purchase?
Afternoon, My tesco CC has just expired. I am looking at the sainsburys CC (31 months) and the halifax CC (30 months). I have currently got cards and online banking with halifax so that would be an easy option, but i'm more bothered about the credit limits. Does anyone have experience with either? Looking for a large…
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perfect exchange rate
cant find a forum for this. it was mentioned on mse the a particular card had a near perfect exchange rate, can someone pls tell me what this means, none of the money shops can also are these perfect rates better than u get from a shop/bank its £'s to euros thanks
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direct debt
Hi, when Tesco take first direct debt to pay credit card, mine should have been today but still no money taking by direct debt, do they usually take direct debt payments late?
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TSB CC Application - error
Hello, Earlier today i completed an online credit card application for TSB - I was accepted and clicked through to continue when an error message came up. I called TSB who told me they had no record of an application and that It's probably because I used google chrome. They suggested I simply try again tomorrow... Will…
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TSB Platinum Mastercard Cashback
Just received my first monthly statement on my new TSB Platinum Mastercard. There is no mention of the cashback that I should have earned. Wonder why it is not on that statement ?? Could it be that it is only a part month ??
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Help required
Please can someone help me? I closed a credit card account down before Christmas and paid it off in full including any accruing interest. In February the bank reopened it without my permission and let an AA membership be charged to it. I have been disputing it with them since then as I did not authorise any such…
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New graduate help
Hi! I did a quick search to see if I could find advice for someone in my situation but had no luck, so thought I'd ask. I've just finished my degree and as with a lot of people am overdrawn and a bit short on cash. I start a new job in 4 weeks time and have a contract to prove this and my salary, ~£26k. I'll be getting…
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Halifax Clarity
Just applied on line for a Halifax bank account (£125 to switch) and thought id try my luck with the Halfiax Clarity card. Seems application was successful with a fairly low limit (£1000 and 25.9% APR which im fine with) however it said right at the end of the final page "Assuming you pass our final checks your card will…
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MSE News: Bank of England warns lenders about steep rise in consumer debt
The Bank of England wants lenders to tighten up mortgage lending criteria and protect themselves from defaults...Read the full story: 'Bank of England warns lenders about steep rise in consumer debt' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our…
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Cant remember
Need some advice please re a letter I received yesterday from Link financial which states that they have been looking for me re a Debt of £2,713 and states that the originator is Santander Cards Uk Limited. They are asking me to contact them but I have no idea of what this debt is for. I had 2 store cards many many years…
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Charges on a canceled card?
What happens if you cancel a credit card but have forgotten that there is a recurring payment set up with it? Would the credit company notify you of this or would the service you should be paying for just be cut off? What would be the scenario if there was say a gym contract for a year set to be charged monthly to your…
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Lloyds Avios credit card forex rate
I do love the fact that Lloyds advertise this card as having no transaction fees yet make no mention of the fact that they use a far more inferior rate which effectively means they do place a charge upon the transaction! 920Euro purchase on 24 June which has been converted to £824 therefore 1GBP = E1.1165 whereas the rate…
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Using Amex to pay HMRC tax bill
Hey guys, Looking for some help/suggestions please... I'm self employed and I have a tax bill to pay by the end of July and then again later in the year. I am wanting to take advantage of the BA Amex platinum offer where you can obtain a companion voucher with a £10k spend in the calendar year - there is also a bonus of…
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New AA card customers - missing cashback?
Hi fellow MSERs, Did anyone take up an offer which I believe was advertised on this website's credit cards section around 7 months ago (Dec '16) for an AA Dual credit card, which had an offer of £50 or £55 cashback credited to your account if you spent £300 or more on it in the first 3 months of getting the card.…
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100 from 3 or 3 from 1
I require to withdraw 300 from a card or cards with cash withdrwals ranging from high 30s to high 40apr Is it more sensible to use 2 or 3 existing cards or 1 card I dont have any loan options Thanks
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Capital One Without Credit Search
Hi all, So I applied for and was accepted for a Capital One Classic credit card, and it arrived two months ago. While the account has appeared on my 3 credit reports (as checked with Clearscore, MSE and Noddle), Capital One didn't complete a hard search on my file with any of the 3 agencies, only soft searches. This isn't…
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Amazon Platinum Mastercard
Does anyone that has one of these cards have the correct details for making payments through their bank? I am with Halifax and the details supplied on my statement 09-01-09 01000007 bring up a number of different cards but none of them relate to the Amazon card. I have also tried Bank of Scotland as I have accounts with…
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Halifax Clarity Card Abroad Question
Hi, I have had my Halifax Clarity card for about 5 years, and I admit since they stopped the £5 a month I have never used it. However I am going to be going aboard (Southern Ireland) and I understand that it is fee free abroad, but just so I don’t muck it up I wanted the advice of others that have actually used it aboard.…
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Paying More?
Hi All I'm a bit confused to if I am paying more to what I should? With Aqua Card I set up DD payment, although for many month's, have been paying before the statement date, and more than the minimum payment. The personal dd amount I set up was £200 each month. The minimum amount has been over this, but like above have…
