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Tesco 0% money transfer offer - how long till I get it again?
Hi everyone :beer: With my Tesco credit card balance now recently at zero, I'm wondering if anyone knows roughly how long it takes for Tesco to offer existing customers 0% on money transfers? When I didn't use the card, I remember that Tesco would periodically offer me 0% on money and balance transfers as a way of enticing…
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Virgin Media Deadlock with CISAS
As long-time customer of Virgin Media I wished to take them with me to my new address when I moved as I still had a few months left to run on my contract, however my new landlord would not allow a new hole to be drilled into the outer wall to give access to VM's cables. VM have now charged me an early cancellation fee…
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Clarity Application Stuck
Hi, I made an online application for a Halifax Clarity Card last Thurs and it was instantly approved. I waited for confirmation but never received anything, not even an email. I called the customer services on Mon and turns out i put .com instead of co.uk at end of email address(my fault). Anyway the adviser said I should…
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Advice. Credit Card company misinformation
My wife is self employed. Unfortunately had to go into hospital so was unable to earn. She is back at work now. On 3rd May she phoned Debenhams credit cards (New Day) to explain she was struggling to make payments and could anything be done. The advisor was very helpful and said although there would be charges there would…
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AA Credit Card bonus for spending £500 in first 90 days
I remember there being some offer when I signed up for the AA credit card a few months ago, something like £50 (or £30?) if you spend £500 in first 90 days. Did anyone else sign up and receive such a bonus? How long after signup did you receive it? I cannot see an online contact option for AA credit card so thought I'd…
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Best card to use in USA?
I am going away next week so cant sign up to a new card but I have: Capital one card 0.5% cashback Amex card 1% cashback Which one will give me the best exchange rate and no charges?
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Getting Rid of Santander 123 Credit Card - What to Choose?
Figured out that the 123 credit card isn't really worth it any more. We've made £1 this month, so I 'd be happy to get rid of it risking that £12 a year in case we don't make anything one month. We pay our card off in full every month, so 0% interest, low % fees doesn't matter for us. To be honest, we'll probably rarely…
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I'm an idiot...
And accidentally moved £400 into a MasterCard CC by mistake.:rotfl: I have had the CC for 20 + years, and it doesn't show on Experian or Noddle. Is it safe for me to withdraw the £400 in cash or is there any possibility that will affect my credit profile/history? I plan to apply for a mortgage in the next 6 months. And…
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Section 75 claim issue
As the retailer was ignoring section 24 of the Consumer Rights Act 2015 by offering a replacement and not a refund for a folding mobility scooter that had gone faulty twice within 6 months, a section 75 was sent to Barclay Card on 18th March along with proof of the earlier repair. In the meantime the trader collected the…
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virgin money credit card
Hello fellow money savers, I have a virgin credit card, issued by virgin money. I'd like to transfer the relatively small balance to another card. Which cards can I transfer the balance to? I know various providers issue an array of cards, I don't wish to apply for a card only to be told the balance can't be transferred…
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Chrome min payment?
As ive decided on p.c. Purchase via amazon, what is Vanquis Chrome card min paymne i.e 2/3 or 5%? Cost upto 700 though maybe less if I can find win10 less than 95 via Amazon. Thinking ahead before ordering, I plan to pay +10 or 15 above min payment, then increase payments from next year.
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MSE News: Ombudsman requests reform of Section 75 credit card protection as more caug
A loophole in Section 75 consumer credit card protection could be reviewed in the next Parliament...Read the full story: 'Ombudsman requests reform of Section 75 credit card protection as more caught out by loophole' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it…
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Can I transfer a balance from Amex to MBNA?
I believe that Amex's 15 digit card numbers mean that balances can't always be transferred as systems/customer service reps get confused. I have an Amex-issued Amex charge card. Balance of £4k. I would like to transfer it to my new MBNA card which has a long 0% offer and a very low fee, partly for the stooze value and…
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Barclaycard and Direct Debits
Ive got DD for all my credit cards and pretty sure even specified what date i wanted. Spoke to Barclaycard regards payment due date as it showed a date and i was 99% sure id made the manual payment (new card and dd haven't been taken yet). Nice oversea"s chap said yes your DD date is between 24th and 31st of each…
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Travelex Supercard - Goodbye!
Just received a letter from Travelex today informing me that the Supercard is being withdrawn from the market. It will stop working from Monday 24th July 2017. I know it's slipped down the rankings over the past 12-18 months as one of the better cards to use, but I still used it to buy online as it charged back to my other…
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Student Credit Card or Travel Card
Teen 2 is off to do some inter-railing in Europe this summer. She has a non-student account with HSBC, and income of approx £7k pa from her part-time job. Does anyone have a view on which might be the best credit card to apply for? I guess she could change her account to a student account and get a student CC from HSBC. Or…
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Virgin travel credit card??
Interested in applying for Virgin travel credit card. The 0% over 12mnths is appealing. Anyone any experience of it??
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Sainsbury's Credit Card Query - points
We've recently opened a Sainsbury's credit card account and I'm sure I read that if you use it to shop in Sainsbury's 4 times in the first month, you get 5000 Nectar points. I've just looked on their website to double check and it doesn't mention 4 shops. All I can see now is that you have to spend £250 to qualify for the…
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Vanquis card credit increase
I have received a letter stating I would be eligible for a credit increase, however, the letter says I need to stay within the credit limit before the increase. My direct debit was declined, but I have made the payment and am now within my credit limit with my increase due to kick in this Thursday. Has anyone else had this…
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Charged Interest on the full balance despite paying most it off
Im using Aqua Card and despite paying off 95% of the balance for the month they have charge me interest on the full balance i had for that month. They are charging me £115 for £48 still owing as i miscalculated the full amount that needed to be paid. They have told me it's in their terms and conditions (3.5 of the payment…
