Can I transfer a balance from Amex to MBNA?

theburningcat

I believe that Amex's 15 digit card numbers mean that balances can't always be transferred as systems/customer service reps get confused.

I have an Amex-issued Amex charge card. Balance of £4k. I would like to transfer it to my new MBNA card which has a long 0% offer and a very low fee, partly for the stooze value and partly to cope with the fact I overspent last month .

I was able to put the 15 digit number into MBNA's website after being approved and it didn't complain. Has anyone had experience with this, though? Also, how long does it take MBNA to action balance transfers asked for just after approval (i.e. before cards arrive)?

bengalknights

90% of the time it goes through fine occasionally you just have to call in to do it

Transfers happen within 5 days

Ben8282

theburningcat wrote: »

I have an Amex-issued Amex charge card.

You cannot transfer the balance of a charge card.

theburningcat

Ben8282 wrote: »

You cannot transfer the balance of a charge card.

Why is that? I've done it before and IIRC the process is exactly the same - new CC company does a BACS transfer to Amex and Amex process it as they would any other BACS credit.

Candyapple

Can you come back and update the thread whether it was possible to transfer a balance from Amex chargecard to MBNA please as this question pops up a lot.

theburningcat

Called them today. Apparently there was an issue earlier in the week where transfers requested on their website weren't going through but I gave them the Amex card number again and they confirmed that it will be done on Wednesday. I'll post another message when it's actually arrived but at this point I have their word it'll happen.

theburningcat

The MBNA transfer was received at Amex today. No problems at all.