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Recently applied for 0% card turned down
Hi I recently applied for a 0% credit card to transfer a balance as I'm trying to be debt free. I was turned down as I didn't meet lending criteria. I think the issue might be that I recently change my name by deed poll because I got married. It seems that when I do an eligibility check on MSE it doesn't find me with my…
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Credit Limit and Balance Transfer
Good evening, long time lurker in these forums and first time poster. Question: I have a card with 5k on (Barclaycard) with the 0% running out in 2-3 months. I have a second card 0% (Tesco) for another 24 months with 3k on (with £1500 available credit). I have a credit limit of 11,900. (so says ClearScore) I'm just…
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Urgent help required
Hi, I urgently need some advice. I ordered a TV worth £1500 from Amazon. I was told it had been delivered when it had not been. I have a number of email exchange between my self and the seller. I filed an A-Z claim and was told it has been denied because there was a valid tracking number and signature. I was told by amazon…
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Credit Card Overcharged
Hi, I am living abroad at the moment. I used an amex card to pay for my mobile contract. The provider recently quadrupled the price of calling abroad (which i use alot) without informing me and are now unwilling to reimburse me for last moths bill which was almost triple what i normally pay. (Base payment is around £7, in…
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Getting the hang of cards and stoozing pots.
Two quick questions: 1. With your first credit card is it best to pay off in full or just the minimum of your aim is to build up your credit rating? 2. After getting the hang of paying off your first card is it worth applying for a 25 month 0% card in order to start a slow but sure stoozing pot? Please pardon the ignorance…
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Section 75 - inadequate holiday accommodation
Can anyone tell me if it's possible or worth claiming for a refund under section 75 for holiday accommodation which was filthy? We paid the deposit of £192 on our credit card. I contacted the letting agent to discuss the issues we had during our stay but the owner is refusing to offer any recompense because we didn't tell…
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M&S Credit Card 0% Purchases
I got this card a few months ago. The free £30 never materalised, but I can live with that. Only problem is, is that it isn't a contactless card. Can I just ring up and request one? One of the reasons I got this card was to pay at the barrier for TfL.
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Use address
Can my cousin use my address for a credit card and it wont affect me or show up on my credit file
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Debit card issue
Hi, I know this is the credit card board, but I can't really see a more suitable board for this to go in? I have recently opened a bank account with Nationwide and 9.9 times out of 10 when I try to use my card on line it goes through the verified by visa page and fails. It works fine if the site doesn't use vbv, but if it…
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Lloyds Avios, Cancelling both cards..?
So for those of you who don't know, with Lloyds Avios, you get provided with one account, but two cards, MasterCard and American Express, both earn points slightly differently. But points aren't the issue here.. I got the cards to use abroad as I knew I was going to be away for a few months this summer, the cards have…
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Balance transferred - now what
I've recently transferred a small balance of £700 onto a 0% credit card from a capital one credit building card. The new card is 0% APR. Once we sell our home (owned outright) we will be looking to apply for a mortgage. Would it be best to close down the capital one account or just cut up the card and therefore leave the…
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Tesco Foundation Card
Hi all, Need some advice from fellow forum members. How often is the a foundation credit card account reviewed for a credit limit increase? Also any tip for managing a good account - like my Aqua i pay my balance off in full and on time and i've already set up a direct debit. Thanks
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balances tranfer cards
hi, guys nice and easy question, if i transfer a balance from a spend card that the 0% deal will finish soon, to a balance tranfer card, lets say for 24 months,at the end of that 24 months, can i transfer to another balance tranfer card???? thanks for your time and help, bluesfloyd
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Advice Urgently Needed
I transferred a credit card balance to a new Capital One card onine this evening. Everything went through OK and I was able to transfer £1200. However, on the final page it said my credit limit would be £200. Advice is urgently needed as I do not want to incur fees for being over my limit before I have even got the card!…
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messed up bank transfers.
Hi all, i recently took out a new balance transfer card so that i could put both of my credit cards into the one card. On sorting the balance transfer bout 2 weeks ago i have gone online to make sure that they went through fine and have just noticed that i have messed up between the 2 accounts somehow. The smaller balance…
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Rubbish Limit vs no card
I have a CC from M&S which I've had for the past 6 years. Limit on it was £2100, but when I went to medical school, I asked them to reduce the limit to £500 so I didn't spend more than I could afford to repay when my student loan came in next term. I'm now finishing off my 1st year working as a doctor, so I have a decent…
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Help! Lost PIN for BA (Mastercard) compensation card
I was given £125 pre-paid card by BA as compensation for a flight change. It's issued by Mastercard. I managed to damage the paper listing the PIN (don't ask how - I'm an idiot) and BA state that lost PINs will not be reissued. What they do say is that "the card may still be able to be used at some merchants who accept mag…
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What type of card for me?
Hello all Years ago I got into quite a bit of debt and had little choice but to enter an IVA which I completed about 4-5 years ago.Im now all sorted and am much more responsible with my money so all is good but Im thinking of getting a credit card to buy something I need quickly and want some advice.My credit score is good…
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Due Date/Interest
Hi - First time user but big Martin Lewis fan. I have a Nationwide Credit Card and recently came into some cash, so decided to pay off the balance. The statement date was 21st May, with a balance of aprox 4k The Due date was 15th June The cash was credited, in full, on 14th June so I expected no interest on my June…
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Credit card in credit...
Odd question here... I've just paid off my full credit card balance. Hurrah! But then got £3.33 in interest adjustment, and received a refund for an AirBNB booking that I had made using that card for £100. Now I'm in credit by £103.33 which would be fine for me if I was planning on using the credit card again, but my aim…
