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Can my cousin use my address for a credit card and it wont affect me or show up on my credit file

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  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Can my cousin use my address for a credit card and it wont affect me or show up on my credit file

    Does your cousin live with you?

    Credit files are personal, though can be affected by financial association such as joint accounts.

    If your cousin doesn't live at the named address then it's technically fraudulent though whether they find out is another matter.
  • bris
    bris Posts: 10,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your name will not be affected by this on the credit files but that doesn't stop the bailiffs appearing if anything goes wrong. Whilst the Bailiffs can't touch you it's still a hassle you could do without.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The cousin may have to prove the address to the lender - how will they be able to do this?
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