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Can I pay for a years rent up front using a CC without fees?
Hi Love this site! Seen ML on TV and inspired me to become more savvy with getting my money work for me! I have an agreement with a lovely landlady to pay a years rent upfront. I am wondering if i sign up to a frequent flyer programme credit card, can i pay my rent in a credit card transaction gain lots of points pay off…
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Bank refuses to arrange card balance recall payment
My wife sent a balance transfer of £3500 from Santander CC to Bank of Scotland CC in error and the BOS is now in positive credit. BOS say that they can't send the funds back to Santander as it is Santander that should request a balance recall. They also stated the FCA regulations changed in Nov 2015 and it stipulates that…
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Barclaycard cancelling all Mastercards and transferring to Visa
Received letter from Barclaycard saying they are cancelling all Mastercards from and transferring to Visa. Seems little & very short notice. Does this matter ?
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New Credit Card To Improve Credit Score?
I currently have a 624 credit score and have 4 credit cards. I purchase and pay them off. I'm trying to get as close to 700 as I can so I can get a home. Will it do me any good to get another credit card? I already have 4 and I'm not sure if that would help. Thanks
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Credit card application - occupation - retired/self employed
I want to apply for a new credit card. Main income is from occupational pension but also have self employed earnings. Should I state retired or self employed on my application?
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MSE News: Credit cards cancelled after mystery online shopping 'data breach'
A data breach at an unidentified online retailer could have led to credit card users having their account details "compromised", MoneySavingExpert has learned. Tesco Bank has already cancelled a number of its customers' cards as a "precautionary measure".... Read the full story: 'Credit cards cancelled after mystery online…
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Section 75 Refunded - What Happens to the Goods
I have successfully claimed against the credit card company under section 75 to get a full refund on a display cabinet that was delivered damaged. I had offered the company I bought it from a week to come and pick it up which they were unwilling or unable to do, so I contacted the credit card company. My question is now.…
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Can I use a credit card to pay by BACS?
Can anyone please advise re this? Apologies if this has already been asked: I've done a search here and on Google and can't find a definitive answer. I've had some work done on my roof. It was unexpected so I applied for two 0% credit cards (Post Office and Sainsburys - both Mastercards) to spread the cost on this alone,…
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Argos Store Card Debt Help!
Hi there, Need some help...I had a few things from argos buy now pay later and forgot all about them,It is around £350 and I really have not got the money to pay the full thing off yet,but the inttrest they are adding on is crazy,Can anyone give me any ideas can I transfer balance or some think cheaper payments I can deal…
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Best credit card for me
I have been stoozing for the last few years and it has affected my credit rating so I have decided to stop. I have paid off the credit card debt of £1,400. I have a mortgage and the fixed period ends in July 2019. I have savings of about £8K and no debt. What is the best credit card option for me? I guess I do not need…
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Credit card 0% transfer clueless newbie
I have had my current credit card for years and have a £5000 limit. It's used monthly to pay for Lovefilm by post and gets cleared each month. I wish to make a car purchase and after viewing prices against my own savings, I would need to at least borrow £2000 which I hope to clear within 2 years or much less if repayments…
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CC account closed & paid off but 2 months later still active???
Hi - After a dispute with my CC company, I paid off the balance & instructed them 4 times to close the account. This was confirmed over the phone. About six weeks later an automatic payment (Ebay) & a Paypal transfer were made to this CC & were paid. CC company admit to not closing account, even after telling me they had &…
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MBNA Everyday Plus - Horrible FX Rates!
I made a post several months ago comparing the "MBNA Everyday Plus" with Halifax Clarity for using it abroad: https://forums.moneysavingexpert.com/discussion/5352023 Well, this info doesn't seem to be accurate anymore unfortunately. I just did 2 transactions for around £1,000 each a 2 days ago, same amount, same time -…
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Making purchase will it affect 0% balance transfer
Hi, this may sound a bit thick but I have made a balance transfer to a new Barclay card which offers 28months interest free on said transfer, but they have also emailed me saying I have 0% on purchases until June. If I buy something and pay off the amount I have spent but not the balance transfer amount , will I still have…
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Turned down
Just joined Santander 123 after 45 years blemish free with Barclays but have been turned down for a credit card. Have had an ASDA one for fifteen years always paid in full every month but wanted to use the interest free transfer facility for short term whilst house sale goes through. Equifax gives me a very good score all…
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Loan or balance transfer?
Hi just need some quick advice, I've 3k on a credit card and paying very high interest on it so only able to pay the minimum amount. Should I get a loan to pay this debt off or would it be best to transfer the balance to a different card with 0% interest on balance transfers? I do still want a card to use but the interest…
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Balance Transfer to Current Account
Is it even possible to balance transfer to a current account? TSB has a new balance transfer card for 28months at 0%. The balance transfer fee is 3%. If I apply for the balance transfer card before March 4th they will give me 2.30% of the fee back. (They also offer a purchase card for 20 months 0%). I currently have a…
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Help needed
18 months ago I set up an agreement with step change after falling behind with my debts. This afternoon I received a letter from Barclaycard telling me that they had put a default notice on my account as my agreement was informal. I contacted them to explain that I paid them through step change and that I had not missed…
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Cards for Abroad
Hi, I don't know whether i should have put this here or in the travelling part of the forum?! Anyway, I will be starting to travel quite a bit soon so therefore want a credit card i can use abroad. I've been looking at the Halfax Clarity Credit Card but i am a little confused about the charges etc. Now i know that you can…
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Save in London
Two things. First, use an Oyster card on the underground, it's cheaper and easier, but when back home, call the number on the card, and they will tell you if there is any credit left on it. They will then return it to your bank, asking for details, but will also refund the £5 set up fee with the credit! ''Not many people…
