Argos Store Card Debt Help!

Juvenile79

Hi there,
Need some help...I had a few things from argos buy now pay later and forgot all about them,It is around £350 and I really have not got the money to pay the full thing off yet,but the inttrest they are adding on is crazy,Can anyone give me any ideas can I transfer balance or some think cheaper payments I can deal with,


Thanks

grumbler

Most likely they accept CC payments. If so, the best you can do is to get a 0% spending card. Otherwise you'll need a card offering Money Transfers

• 0% Credit Cards
• 0% Balance Transfer & Spend

onthefencepost

Whats your APR?

molerat

Usually 29.9% backdated to purchase date :eek:

onthefencepost

crazy! i did do a buy now pay later last year but i paid it off soon as the statement came. Already had the cash but was told you get some good money of voucher with the card which i did £15 for a £150 spend plus i had another 20 quid worth of vouchers to throw in.

At those terms with back dated APR thats crazy!

missindecisive

They don't accept credit card payments only debit card.

vlad

And you can't balance transfer from Argos to another card, but wait and see what happens on that one when sainsburys bank takes over their accounts when the take over goes thru.

Jhno5912

sainsburys extention date was 23rd to bid out for argos .

"A “put up or shut up” deadline for finalising the offer has been extended to 23 February, so after that we should know if the deal has been done."

interesting question would be if you signed up to pay their 29.9% , if new % up are down would you not have to re-sign up ?, If not then you are no longer have to pay for some think I would imagine that was not agreed.

The 29.9% is per annum / year .

Jhno5912

vlad wrote: »

And you can't balance transfer from Argos to another card, but wait and see what happens on that one when sainsburys bank takes over their accounts when the take over goes thru.

Seems they is a new bid for Argos , Steinhoff International - The South African retail group, which owns of Bensons

Is Sainsburys don't put in a bigger bid, the other may get up to 18th match .

Comments also on link , join spaces , google it by Argos and use news .

theguardian. com

jonesMUFCforever

Whatever or who bids/ wins for Argos will not have any bearing on debts you have spent in their stores.
Your terms of repayment will stay the same - sorry to be the bearer of bad news.

Anthorn

Juvenile79 wrote: »

Hi there,
Need some help...I had a few things from argos buy now pay later and forgot all about them,It is around £350 and I really have not got the money to pay the full thing off yet,but the inttrest they are adding on is crazy,Can anyone give me any ideas can I transfer balance or some think cheaper payments I can deal with,


Thanks

The way Argos Card works on Buy Now Pay Later is that if it's not cleared by the due date interest is charged from the day of purchase. So in your case the day after the due date 3 months interest was added to your account.

Get a credit card that allows cash transfers, transfer into your current account and pay off Argos with your debit card. You can do the same with a loan. But beware charges for paying off early but I wasn't charged anything when I cleared mine.