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Amex missed payment
Hi all Can someone please advise as my amex payment has been missed by 3 days as when i got the card out i didnt set up the direct debit. today i received the email from amex saying payment was missed and then i called them and paid the full statement balance. I also called amex and they said they do not know if it will…
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Transferred balance to wrong card
Hi, I recently completed a balance transfer to pay off my HSBC card but transferred it to my husband's HSBC card in error which is now £2000 in credit! We're not sure of the easiest way (any way) to clear the £2000 debit on my HSBC via the other card. Any advice appreciated. Thanks
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What is Orange Credit Card now?
My partner had an Orange Credit Card, but I know they closed down. He hasn't used it for ages (obviously) but wants to know if it was transferred to another company. Does he still have a credit card, or is the account now defunct? Thanks!
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Barclaycard retentions for "loyal customers", £50 credit when u call to close account
I have a Barclaycard which I haven't used for some time since the cashback rate dropped on the VISA card. I rang them to cancel and was offered £20 to keep it open, I refused and after taking my details to close the account the advisor then increased the incentive to £30. I said I'd keep it open for £50 and he checked with…
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Prepaid Card Fraud - Advice Needed
I applied for a prepaid Mastercard a few months ago, July I think. I applied for it after receiving a regular email from MSE I believe. Once the application was completed, I received confirmation that the card would be with me in a few days. But the card never turned up and I thought no more about it as I already have a…
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Balance transfer between two credit cards - question?
I have a virgin mbna card with an attractive balance transfer offer and another cap one card with no such offer. However, the cap one card has no spend on it, the other card has. Could I transfer the balance to cap ones from mbna and then use the attractive transfer rate to transfer it swiftly back to the mbna card? I'm…
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Tesco credit card transfer
Hello, please could anyone tell me if you can transfer a balance to another persons credit card? I used my credit card for my daughters purchase for £2000 and she would like to take her debt onto a card. Is there any way I/we can do this? Could she maybe open a new credit transfer card? Any ideas please 😀 As I'm not happy…
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TSB Credit card
OK So I bank with Barclays TSB Nationwide Barclaycard Got email from TSB (Legit) saying they can give me TSB Platinum with 0% interest on purchases for up to the first 20 months 0% interest for up to the first 20 months on balances transferred within the first 90 days A Balance Transfer fee of 2.95% applies. 2.00% will be…
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Does section 75 cover insurance policies?
I can't think of a specific scenario off the top of my head, but can section 75 cover insurance policy premiums in any way that would make it advisable to pay for the insurance policy with a credit card?
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Application Advice - Addresses
So I've been rejected a few times over the last few years for both credit cards/current accounts. Before I apply again, I thought I'd come here to ask for some advice. Over the last 7 years, I've pretty much moved house every year (renting due to university and a couple of years since). I was wondering what addresses I…
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what credit card offers best interest free days per month
There are plenty of comparisons for 0% interest free cards for says 20months etc., but I am looking for a comparison on which card offers the most interest free days i.e. mbna used to be 56 days if the balance is paid off in full each month. I use my credit card to budget daily and so pay it off in full every month, but my…
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Barclaycard Purchase Plan
does anyone understand the Barclaycard purchase plan
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Part payment section 75
I paid £101 with my credit card towards a holiday I have book, but my deposit was paid with a debit card. I'm I still covered by section 75?
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Quick advice on card merge
Hi All , I have 2 cards with capital one, both have the same APR, and none have any benefits etc .. One has a £200 limit and one has £450 .. I have had them for over a year and have run them impeccably. I have other cards now, with much bigger limits and I don't need the one with £200 limit at all. Capital one have offered…
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New AA 4% Cashback FuelSave Card
Hey guys! Well, it's nice to see a new Cashback Credit Card being launched, despite the low interchange rates, here is the low-down (as I've not seen it covered less where): * Up to 4% cashback Get 4% cashback on fuel when you spend over £500 a month on any purchases, or 2% cashback on fuel when you spend less than £500 a…
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Brother died leaving debt
My brother recently died. He was unmarried and had no children. He had a house value aprox £150000, outstanding mortgage £115000. He has depts of £25000 on credit cards and bank accounts. We have written to them all before we apply for probate. Most have said that they will not negociate or write off the debt. What…
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Balance Transfer
I applied for a new credit card and was successful with a credit limit of £1000. During my application I requested a balance transfer which totals more than £1000. Does this mean that I can only BT a max of £1000 or this part of the successful application? Sorry if this seems so simple! TIA
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What does 'unable to proceed with your application at this time' mean?
This might be a daft question, but having used the eligibility checker on here the other night, I opted to apply for a balance transfer card with HSB@ and as it directed me to their website I logged in as I'm an existing customer. I updated a couple of personal details and clicked apply/confirm. This went straight to a…
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barclaycard to barclaycard transfer
Hi, I currently have a BC. I have recieved an email from them saying they wanted to let me know about their transfer rate for Nov. Ive logged in to my account and can see an offer of: 0% until Aug 16 with 1.9% fee. £100 - £560 (or something close to that) Does this mean i will be automattically accepted for that transfer?…
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consolidate CC debt
Hi all, I have £16.2k on MBNA with a £20k limit, and £12k on Barclaycard with a £15k (soon to be £18k) limit. Some of the balances are still on 0% but most isn't and those that are are ending soon. Net result is my repayments are around £730/month but I'm being charged around £400 in interest :o ( and its going to get…
