TSB Credit card

GTR_King

OK So I bank with
Barclays
TSB
Nationwide
Barclaycard

Got email from TSB (Legit) saying they can give me
TSB Platinum with
0% interest on purchases for up to the first 20 months
0% interest for up to the first 20 months on balances transferred within the first 90 days

A Balance Transfer fee of 2.95% applies. 2.00% will be refunded within 60 days, so you only pay 0.95% overall with balances transferred within the first 90 days.

also they said they pre approved me and just need to confirm if i can afford my repayments...

should I keep my barclaycard or get this credit card.... instead

I feel like I only need one credit card

grumbler

GTR_King wrote: »

I feel like I only need one credit card

Get rid of this feeling.

GTR_King

why should I get rid of this feeling??? I will only use one Credit card.

was just wondering if TSB credit card better than my barclaycard one

YorkshireBoy

GTR_King wrote: »

was just wondering if TSB credit card better than my barclaycard one

Who knows! Why not list all the benefits of your Barclaycard (like you have with the TSB card) and give us half a chance to advise?


Then again, if you did that you wouldn't need any advice, because the answer would be staring you straight in the face!

GTR_King

thanks for advice..

My barclaycard offers
3 months 0% on purchases
free Experian credit report (Coming soon)

that's it...

Just wanna use CC For spending only...

Paul_1977

One credit card is enough, if you have multiple credit cards it is most unwise.

Many people soon find themselves starting to struggle and it turns into a rolling ball of snow.

GTR_King

thanks for info...

should i keep barclaycard or close it & get TSB CC...

Happy with barclaycard... Just wondered if TSB Was any better

[Deleted User]

Keep both.

When you get stranded and your first card stops working you'll find out why.

Kendall80

Paul_1977 wrote: »

One credit card is enough, if you have multiple credit cards it is most unwise.

Many people soon find themselves starting to struggle and it turns into a rolling ball of snow.

Many also have multiple credit cards and the only rolling, ever-increasing ball of snow is their stooze pot interest.

Ben8282

Apply for it. See if you get it. Keep the Barclaycard.

Mrtight

It all depends on how you use your credit cards, are you even going to balance transfer? Do you pay your card off in full when bill comes? Are you planning on spending for 20/3 months and banking that money?

And why do you want a free credit report?