New AA 4% Cashback FuelSave Card

SammenForLivet2

Hey guys!

Well, it's nice to see a new Cashback Credit Card being launched, despite the low interchange rates, here is the low-down (as I've not seen it covered less where):

• Up to 4% cashback
  Get 4% cashback on fuel when you spend over £500 a month on any purchases, or 2% cashback on fuel when you spend less than £500 a month
• 0.5% cashback on all other purchases
  Maximum of £150 cashback per year
• Plus
  Free AA Breakdown Cover in your first year, followed by a free MOT every year you hold the card. Existing members will receive a free MOT in the first year instead of breakdown cover. Terms and conditions apply
• £3.50 monthly fee applies.

Opinions? Has anyone applied yet?

Biggles

Hmm, looks interesting. It comes just as my Santander 1|2|3 card is about to start charging £3pm, too....


"You'll receive your card in the next 7 working days." Thank you, AA.

Candyapple

I think the £42 annual fee will put a lot of people off. That and the card is backed by Bank of Ireland, which if you read some of the threads on here, they offer abysmal customer service.

Also, if you are only allowed a max £150 cashback, that equates to £12.50 per month. So even if you do spend £500 per month on fuel, you would only be receiving the max of £12.50 per month, rather than £20.

SammenForLivet2

I will only pay the fee because guess the Free MOT is the card's saving grace, but I wonder at how pressured garages will be to upsell because of it. I've not had bad service from BofI, it's all based in the UK, but I don't think there that efficient, compared to some - but the application process certainly is better than Yorkshire Bank, at least - and I'd probably rate them better than C/YB, for CS overall.

Biggles

I'm not fussed about their customer service, the relevance of that is minimal. But, rather unusually, I can't see that it has online account management (except by a couple of mobile apps). And I'll wait and see whether I find I'm limited to certain providers by their MoT offer...

However, their monthly charge is only 50p more than my Santander card will be, and fuel cashback is 5% instead of 3%. And, while there's nothing else more exciting around, there is 0.5% on other purchases, so that's OK.

redux

It starts off looking interesting, but it might be quite hard to learn the full cashback amount.