-
Cancellation Policies
Hello, I'm quite new here so sorry if I make any mistake. There is a cashback offer in quidco for Tesco credit card. I was wondering if I signed up and cancel later on without using the card, is there a cancellation fee? I looked at their website but can't find any info on it. Was thinking the cashback offer for signing up…
-
Can I use prepaid Visa card to make payment towards credit card balance?
I have received a prepaid Visa card from BT for signing up to phone and broadband. I could just spend it but was wondering if I could use it to make a payment on against my credit card balance? I get cash back on my credit card so using the prepaid card instead of my credit card loses me a potentially a couple of pounds.…
-
Balance Transfers to Halifax Mastercard
I'm new to this and have a question re store card balance transfers. I recently got the Halifax MasterCard 0% on balance transfers for 14 months but have been unable to balance transfer my store card debts - apparently Halifax will only balance transfer from existing cards with the American Express or MasterCard logo. I…
-
Need help Understanding my Credit Card
Hi guys, thanks for helping. complete newbie here when it comes to Credit Cards and need some help understanding the following things. The credit card i have is a MBNA Platinum Credit Card which is for money transfer. it comes with: 0% on balance transfers for up to 36 months from the date your account is opened (2.48%…
-
Fluid CC
xxxxxxxxxxxxxxx
-
Best Credit Card (Deals) To Improve Credit
Hi Folks, My girlfriend is wanting to push ahead with getting a credit card. The son of her boss has just had 2 mortgage applications rejected due to his credit rating, and has been advised that getting and managing a credit card would be one option to help improve his rating. This has got into the girlfriends head now…
-
Virgin Black Card
Anyone have the Virgin Black Card for Virgin Air Miles, if so how do you find it and the ability to use the air miles I am a large spender circa £20k per year on the card (all paid off), and the idea of racking up air miles as I spend. I am aware of the annual charge.
-
Credit to buy euros?
I recently went into debenhams to exchange some euros, the woman said I could use my debit card to buy euros as there wouldn't be a charge. It now shows on my bank statement with Halifax as an ordinary debit card transaction with debenhams and therefore I have not been charged as the transaction is in £ pounds. My question…
-
Balance transfer worth it?
I have recently found MSE as we've had to look at our finances a bit. Last month I took out a loan to consolidate my husband's credit cards, overdraft and an existing loan. I am left with £795 on my credit card. I've seen the 0% balance transfer barclaycard over 32 months and was wanting advice from someone whether a)…
-
Any benefit to a bank issued credit card?
I am in the process of snowballing to get my c/c debt paid off and as of tomorrow will have everything on 0%. I was paying 29.9 on my largest balance so am exceptionally happy about this. I have three cards still, a Barclaycard which will now have my entire debt on it, a Tesco one and a First Direct gold card. I was…
-
Barclaycard- payments applied wrongly?
Here it is - not sure if Im right. OK. £2000 outstanding on Barclaycard. £1000 is balance transfer ending 1/7/15, one is balance transfer ending 1/12/15. Both are 0%. So 25/6/15 I pay £500. It appears to be correctly allocated to the first ending balance transfer. OK so far. 1/7/15 comes and goes. Now my understanding is…
-
Big payment coming up. Chance for balance transfer abuse?
Hi there, In September I'll be coming to the end of 3 year 0% deal on a car I purchased on PCP. I've chosen to pay the final payment of ~£4100. My situation: Halifax Credit Card: Credit limit: £8400. Balance: £5000 (£4000 @ 0% interest | £1000 @ 20.5% interest). Balance transfer offer of 18 months @ 0% and 3% fee.…
-
Eligibility checker and Post Office 25 month card
I'm a bit confused. The eligibility checker is giving me a 0% chance for a Post Office credit card whilst all the others are between 95% or 80%. Is there some particular requirement for this card that I've missed? http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards#longestdeal
-
Which card? Help appreciated.
I need to move £2,600 from a TSB Credit Card as the 0% ends soon. I also have a balance of £950 on a Barclaycard and £400 on a Tesco Credit Card which I pay interest on. Am I doing the right thing in putting all three onto a 0% card with a long, hopefully 30 month, interest free period? I can't pay off quickly but can…
-
Barclaycard Initial with Cashback
Hi all, A few weeks ago I read this newsletter from Martin Lewis: http://www.moneysavingexpert.com/tips/01-07-2015/#credit - New. Earn £40: Spend & fully repay monthly and Barclaycard Initial* will credit your account with £10 every 3mths. In fact, to get the £10 you just need to either spend or be repaying an old balance…
-
Credit Card Balances to Loans
I have recently repaid a Halifax loan and have two credit cards with them with large balances on them I asked if they could convert these credit card balances to a loan to reduce the interest and payments being made to the cards but they refused to do so. It seems ridiculous that on the one hand Halifax agrees a fixed term…
-
Mitchy93
I have recently repaid a Halifax loan and have two credit cards with them with large balances on them I asked if they could convert these credit card balances to a loan to reduce the interest and payments being made to the cards but they refused to do so. It seems ridiculous that on the one hand Halifax agrees a fixed term…
-
American Express Help
Hi. I already applyed for american express,10 days ago,and i already received a pincode,7 days ago,but i do not receive my card,some one can tell me how many days will take to receive my new card? PS ilive in UK and sory about my English. Thank you
-
Help Please! Best Balance Transfer Card for me..?
I currently have £2,967 on a Nationwide Select Credit Card that has reached the end of the 0% term and I'm looking to transfer it to another card so that I can begin to get my debt under control and begin paying it off. I'm looking for a relatively long-term deal (18 mths+), with a low balance transfer fee (no more than…
-
Credit Limit Too Low? guide
Hi! This is the discussion thread for the Credit Limit Too Low? guide. Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide. Thanks folks,
