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Barclaycard money transfers
I have just checked online and normally only get a promotional offer of 1.9 percent for 9 months on money transfers. However they are now offering 2.4 percent until August 2016. Compared to MBNA of a fee of 3.5 percent this is very competitive. Justs get better.
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Halifax Clarity Balance Transfer
Hi all, Apologies I'm new to the credit card world. After reading the advice on MSE I recently started using a Halifax Clarity Credit Card whilst abroad. My query is regarding transferring a balance from another (debit) card to pay off my 'debt'. When I click 'balance transfer' on the online banking page I get two options:…
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I'm in credit halifax clarity card
I'm £23 in credit on my clarity card after getting a refund on an excursion we never made while in Mexico. Is this ok? and If I make another purchase/ withdrawal is that £23 mine... I'm a bit confused.
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Can anybody help please
Hi guys am new here. I have a dilema. I reciever a letter from a debt agency telling me that even though court proceedings have expired as the debt is 15 years old they are still entitled to ask for it, is this true? I was led to believe after 5 years or so the debt is wiped off? also how come I am getting credit card…
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New House, suggestions?
Hey Everyone, I have a little plan and I wanted to see what fellow MSE forumites thought of it... I've just purchased my first home and hence started my first mortgage. So, payments are coming out, the mortgage is running. I need virtually everything for my new home so bed, mattress, sofa, white goods, carpets - you get…
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Post Office Classic Credit card...what has happened to it for existing customers?
Hi I've had a Post Office classic credit card for years. I had it because it didn't charge me a transaction fee on foreign currency purchases. I now see that they no longer offer this card and the offer a Post Offfice Matched credit card instead and this charges 2.99% on foreign currency transactions. Only the Platinum…
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Credit card- existing Barclaycard customer - will I get 0%?
Hi I have a Barclay card account with a limit of £14,000. I paid of £10,000 worth of my £12,000 balance on it around 3 months ago . I now have a balance of £1900. I would like to transfer £9000 balance from my MBNA credit card as my 0% deal is due to finish on 24th Aug. I rang Barclay card up to see if I was eligible for…
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Eligibility checker confusion
I have used a couple of the eligibility checkers to see how likely I am to be accepted for a credit card but every time I enter my correct details it says "not rated"? When I enter my old address (which I've not lived at for over two years) the ratings are shown? At my current address I'm on the tenancy agreement, pay the…
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Balance transfers
Can I transfer my rbs and Barclay card to one balance transfer cards? Would I have double fee to pay?
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Continuous Payment Authority Cancellation - Help Please!
I signed up to an online subscription using my UK credit card. I paid the first payment of $97 to the US company yesterday, with the other eleven payments due over the the next twelve months. After gaining access to the course, I discovered it was very poor and does not live up the the promises. I want to cancel, what is…
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Any Point Me Having a Credit Card?
I original took out a credit card about 10 years ago to pay for flights as Lufthansa did not accept debit cards. All this is changed now and I pay via Paypal or debit card. Are there any advantages of using a credit card rather than a debit card?
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Halifax Clarity fiver?
Just got my Clarity card in the post this morning and was jusg wondering whether or not Halifax still offer £5 cashback if you spend £300 in the previous month? I can't see anything about it on their site, nor in the documents that came with the card, but I know I've seen it mentioned on the forums quite often... thanks.
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Reducing 5% Interest from my Parents
Hi, I borrowed £20k from my parents for a deposit on a flat. That came with 5% interest. I've now got the amount down to £10k, but from chats here, wonder whether I should move some of the loan amount to a card, to reduce the term and to reduce the period of paying 5% interest. Specific questions: - Because I have borrowed…
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0% on existing card?
i currently have 2 credit cards that I am trying to pay the debt off on the first one is mbna balance £6,800 at 26% :eek: and the second is Lloyds £5,800 at 18.5% I plan to pay 2k off the mbna one on the 28th and see if I can transfer the remainder to a 0% not sure if this will be possible as soft searches are saying I…
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Best credit card for self employed?
I am currently self employed and earn £15k a year. I need to transfer some balances and looking at the good deals available. I have an excellent credit rating over 15+ years Which CC companies are best for self employed applications with debt?
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Amex Platinum
Hey I've just applied for the Amex Platinum charge card and hopefully I get it. I just want to know since I already have the gold card (2 months) and the green card (10 months) would this decrease my chance of being accepted? Also every time i do apply they always say they need more time for a decision. If I do get…
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Credit card calculator.....extra payments
Is there a calculator somewhere that I can input my credit card balance and interest rate etc and see the effect of paying extra over time ?? At the moment I have a 4k barclaycard debt and just paying the min payment via direct debit.....but I'm also putting 20 pounds a week in a sealed pot as a sort of savings fund. What…
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Applying for credit card after loan
Hiya, I've recently taken out a loan with Wickes for a new kitchen, I was hoping to apply for a credit card for other home improvements, does anyone have any advice on what my chances are? Are loans and credit cards treated in the same way on your credit score? The last time I applied for a credit card was March last year.…
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Barclaycard Giving Away £50
I know that this comes up sometimes... My husband just called to close his Barclaycard account and he got put through to retentions who offered him £50 to stay. They were also offering him a fee-free cashback card with 12%APR for life. He declined because we're trying to clean up our credit files so want fewer cards, plus…
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Pre Loading Halifax Clarity Card
Hi All I read that if I pre load my Halifax Clarity Card with Cash, when I go to withdraw from a cashpoint I won't be charged interest as I will be withdrawing my own cash rather than 'borrowing' from the credit card Can anyone confirm this is the case please Thanks
