Help Please! Best Balance Transfer Card for me..?

DebtFighter_2

I currently have £2,967 on a Nationwide Select Credit Card that has reached the end of the 0% term and I'm looking to transfer it to another card so that I can begin to get my debt under control and begin paying it off.

I'm looking for a relatively long-term deal (18 mths+), with a low balance transfer fee (no more than 1.5 - 2%) that I can repay at £50-£100 per month.

Pre-Apply Eligibility Checker is telling me:
MBNA (95%)
Barclaycard (90%)
Lloyds (60%)
Halifax (60%)
Bank of Scotland (60%)

I would really appreciate some advice on my best move, as I don't want to apply and be rejected for cards that will negatively affect my credit score?

Thanks in advance,

Robin

[Deleted User]

Based on what you've posted, MBNA looks the best bet.

However, most fees are more than 1.5%, so if that's a deal breaker, your options may be very limited. But it would be odd to sacrifice a 0% rate for the sake of another £10 on the fee.

gingercordial

Have you looked at the Tesco balance transfer card? That's 0% for 19 months with no fee.

DebtFighter_2

Thanks for replies so far. Yes gingercordial, had a look at that deal but no pre-elig check available for Tesco cards which puts me off..

I'm thinking of going with Lloyds' 28 month card at 1.5% fee (60% eligible), which seems very good bearing in mind I'm transferring almost £3K!!