We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mitchy93

Mitchy93
Posts: 2 Newbie
in Credit cards
I have recently repaid a Halifax loan and have two credit cards with them with large balances on them
I asked if they could convert these credit card balances to a loan to reduce the interest and payments being made to the cards but they refused to do so. It seems ridiculous that on the one hand Halifax agrees a fixed term loan which was repaid within their terms and conditions but they cannot assist with a new loan to reduce my monthly outgoings significantly.
Any advice would be gratefully received !!
I asked if they could convert these credit card balances to a loan to reduce the interest and payments being made to the cards but they refused to do so. It seems ridiculous that on the one hand Halifax agrees a fixed term loan which was repaid within their terms and conditions but they cannot assist with a new loan to reduce my monthly outgoings significantly.
Any advice would be gratefully received !!
0
Comments
-
Apply elsewhere.
And change the thread title!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards