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0% Purchase card needed ASAP.
In a bit of a situation here. So I'm a videographer and I want to purchase a camera for £2K. I'd like to put that on a 0% purchase card and I will be selling £2K worth of old equipment to pay it off. The issue is I would like to buy it today and collect tomorrow for a few jobs early next week. I'm with Nationwide but they…
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0% card or Student loan?
Hi Daughter currently works fulltime on low-ish salary approx. £15K pa. gross. She wants to go back to Uni 1 day per week to get quals that will increase her salary but in order to do this she will have to reduce hours to 4 day week and will lose 20% of salary. Has a current debt of £3.5K on a 0% card and is paying at…
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missold credit card
My son got a £1000 credit card when on debt management programme from capital one. He straight away maxed it out. My point is...as he was in free fall debt he should not have been accepted. He now owes 1200 with intrest added. I feel capital one are responsible for this further debt. Who should I speak to about it?
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Need to balance transfer...a few questions :)
Hi all, I currently have a natwest credit card which has a balance of approx £3400 left to pay off and my 0% interest period is due to come to an end. I have a great credit score etc so am looking for another card to shift the balance onto. Just a question which concerns me. If i apply for a card to transfer my balance to,…
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Purchase or balance transfer
This may be a stupid question or clever. I've just got a 0% purchase CC and seeing how they, Tesco, have given me an initial £3800 to use I thought I might pay my hated Argos card off using this credit card. But, does paying the Argos card constitute a purchase? Or would it be seen as a balance transfer? Am I over thinking…
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Virgin account closure a 7 year wait?
I asked Virgin to close my account, which they have done but they say they will hold my details and send a confirmation letter in 7 years :eek: so what if I want to take out another card in say a years time, it will show that I already have crefit when I don't x
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Barclay card changes
when new law on maximum late payment charges being capped to £12 and now Barclays has made anyone with 2 late payments interest rise to just under 30% can they actually do this? also I want to look at clearing this card by turning it into a loan I've got just under 7k my work is sperodic at the min which is why I've missed…
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First time post - MBNA additional balance transfer
I have a mastercard with MBNA. I transferred a balance to it about 15 months ago to take advantage of a 0% rate. That rate is about to come to an end and I haven't managed to clear the balance. However, yesterday I had a letter from MBNA offering a new 0% rate for 12 months for any new balance transfers made after 1 May…
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Subscription renewal will not accept current card as it expires at end month
I have an annual domain name renewal up at the end of this week. The ISP will not accept my bank card because it expires at the end of the month. The bank will not issue me with replacement card until 25th May. Anyone else caught in this double bind?
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Confused about credit cards!
Hello all, need your help, assistance and advice ASAP please! I don't know much about how credit cards work aside from spending on them! I had to pay around £2,700 on my CC but for whatever reasons it was declined. So I paid it on my wife's CC but as it's my debt I need to transfer it onto mine. I could try and work out…
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Wanting to buy flights with Credit card
I'm looking to go to Australia in January, paying for 3 people which will cost approx 3k altogether (we have free accommodation). I intend to get a 0% interest card & pay the minumum off until next year when I get a little bonus and I'll settle it all. I won't use it again after that. My questions are - will I get that…
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Barclaycard - Additional balance transfer (different term)
Hi All, I'm pretty new to balance transfers having only done one before so apologies if this is a silly question. I did a balance transfer last year to a Barclaycard and got a 0% until 2018 deal (I have about £5k left to pay off). I have been offered to do another balance transfer (just for 12 months) with Barclaycard on…
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Barclaycard Fraud Verification SMS
Just received an email from Barclaycard stating they are moving to an "SMS First" system of fraud checking for suspicious transactions before calling. It does not go into detail, but presumably if you are contacted by text you will reply via a shortcode, which some operators charge for?
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Credit Card application Advice
Hi, I'm applying for a Balance Transfer Credit Card, and on the application it asks for monthly mortgage/rent outgoings. My husband pays the mortgage from his account as he earns a lot more than I do, so I technically pay nothing. But I'm not sure if I can put 0 for this or if I need to put the monthly amount that he pays.…
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Balance Transfer from Ireland
Hello I recently moved from Ireland (Republic of) to the UK and am struggling to find a UK Credit Card provider who offers balance transfers from my Irish credit card to the UK. If anyone can find me a UK Credit Card provider who does balance transfers from Ireland I will apply for that card. I'm surprised you can't do it;…
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Contactless supplementary credit card
Am hoping for some expert help/advice as none of the search tools seem to have filters for the very specific thing I need... I am having to hire a nanny to look after my child because his nursery is closing down, and there's nowhere else that can cover my hours at work. She will be doing a lot of the shopping for me -…
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Capital One Balance Transfer
Hi I already have 2 x capital one cards, but i would like to transfer to 1 Capital One which has the new balance transfer 0% offer. Will they combine debt to this?
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Definition of 'purchase'
Purchases can be all sorts of things, I guess, but can one buy services with a 0% credit card? For example, I would like to put my flat maintenance and ground rent etc charges on the card. Is this likely to be okay?
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Pay off loan with using cash withdrawal on 0% credit card
Hi Everyone! This is my first post and I am looking for a little advice on paying off my loan, I have a loan I took out with Halifax a few years ago at 29.9%APR and have received a settlement quote of roughly £1500. I intended to pay off the loan with a 0% credit card so I applied and received my Mastercard today with 9…
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Balance transfer fee charge on OLD card
Hello everyone, first post here :-) Just looking for a little advice as I can't seem to find anything on the internet and would like some advice before making any phone calls. I have a 0% credit card with Tesco, which has now left the 0% interest period, so I have applied and been accepted for a Nationwide card (who I bank…
