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Purchase or balance transfer

Paulmancave
Posts: 2 Newbie
in Credit cards
This may be a stupid question or clever.
I've just got a 0% purchase CC and seeing how they, Tesco, have given me an initial £3800 to use I thought I might pay my hated Argos card off using this credit card.
But, does paying the Argos card constitute a purchase? Or would it be seen as a balance transfer? Am I over thinking this?
Cheers all.
I've just got a 0% purchase CC and seeing how they, Tesco, have given me an initial £3800 to use I thought I might pay my hated Argos card off using this credit card.
But, does paying the Argos card constitute a purchase? Or would it be seen as a balance transfer? Am I over thinking this?

Cheers all.
0
Comments
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Balance transfer"If you can bear to hear the truth you've spoken
Twisted by knaves to make a trap for fools"
Extract from "If" by Rudyard Kipling0 -
I can use the CC as a payment option, but I'm wondering if there is something in the system that would flag it as a transfer (as technically it is). Or do balance transfers only relate to other CCs?0
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Paulmancave wrote: »I can use the CC as a payment option, but I'm wondering if there is something in the system that would flag it as a transfer (as technically it is). Or do balance transfers only relate to other CCs?
As far as I remember, you can't actually balance transfer an Argos store card debt conventionally to a credit card since the Argos card's "long number" doesn't have the traditional 16 digits. Perhaps you could check?
So in summary it'll either be a purchase or a cash transaction (but, if allowed, my money's on it being classed as a purchase transaction).0 -
I'm not sure how the OP is going to make a payment to their Argos Card from their Tesco credit card because they only seemingly accept Debit Cards (online, at least.)
According to their website the service is provided by Home Retail Group Card Services Ltd.It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.0
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