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Amex Chargecard question!
I have an Amex Gold Charge Card, What is the crack when it comes to drawing cash out of an ATM (fee's) ? Cheers,
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Will my bank extend my 0% interest deal?
Hi all, Just wanted to know if there was any chance if my bank would extend my 0% balance transfer deal? It expires in April and I was going to transfer my little remaining to a new 0% interest card. I hadn't heard of anyone doing this before but was just wondering if they would for loyal customers etc. Thanks :)
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Refused by Santander and M&S, no idea why
I want to ditch my Barclaycard because Barclays customer service stinks. I have had the card since 2009 and paid off the bill every month by direct debit. I applied for a Santander credit card and was refused and was then refused an M and S card. I currently live in rented accommodation, but I own a house with no mortgage,…
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Balance transfers between credit building cards
Afternoon all, Just a quickie. I'm looking at the possibility of applying for a new credit card and doing a balance transfer from my vanquis to a new one. Unfortunately I have poor credit and I'm stuck with credit building cards for now. I can't seem to find any information on such cards that do balance transfers. Is this…
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Do I balance transfer from Aqua to MBNA?
Hi, I need to pay off our family holiday soon and had planned to use my Aqua credit card, however I have just (today) been accepted for an MBNA credit card with 0% on BT for 17 months if I transfer it within 60 days... So does it make sense for me to now pay off my holiday on the Aqua card then as soon as it hits my Aqua…
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Help
I have £20,000 now spread over 3 cards but the majority is on one whose interest has gone sky high after reaching an interest free period.. I cant make it am starting a new business and cant remortgage and of low income after losing my partner and mother.. can anyone help me.. had a meeting with cap but they want to take…
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Question about Barclaycard Closure
Hello, Just a quick one... I've closed my Barclaycard account via the online secure messaging service. The credit limit has disappeared from the screen now so I'm now assuming it's been processed? Has this happened to others who've terminated their cards with Barclaycard? Cheers.
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Tesco charging 5p to use credit card?
Hi, What's going on? Tesco have just charged me 5p to use my Saga credit card!
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Halifax CC direct debit failed, Anyone else had same problem?
Recently had a direct debit from Nationwide to pay off halifax cc fail. Each are blaming the other? Has anybody else had any problems?
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Virgin DD payment
My card has stayed with Virgin money. I have registered online, no problem. I have rung my bank and changed the payment details, but this only applies for addition payments, not my monthly DD to pay the minimum. The bank say as it is DD it is up to Virgin to change the details. Does this sound correct? Obv i want to make…
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Credit card bank transfer?
Hi I want to transfer a fee from my credit card to a business bank account. I pay off my credit card balance of full each month, so I want to benefit from the cash back and protection. Is this possible? Thanks for any replies
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Balance transfer but no credit card??
I used to have an Asda credit card and this account was swapped over to be run by New Day. The account was closed upon the takeover and thus I do not have a credit card account anymore. The balance however still attracts a high monthly interest rate but I am not being allowed by New Day to transfer this balance over to…
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Embarrassment
My application for the Aqua card was declined :( I'm a home owner, 10+ years at the same address, on the electoral register, average credit limit of my existing cards 15k, no missed payments. Wonder why?
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Paying by Visa card
How can I pay with my visa card to an overseas bank into the account of my friend. Thank you
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virgin credit card moving to virgin money
So... got a couple of letters from Virgin Credit Card in the last month saying that my card was being transfered to Virgin Money and that i would receive a registration code to access the online account. Received it today but it did not work, could not get access. Rang Virgin Money and now they say that my account is…
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Confused about Vanquis Bill?
My first Vanquis Bill was meant to be today but when I looked online it doesn't show anything. It says next bill date the 23rd of March but there is nothing to view.
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Cruising: credit card use
Hi Going on a cruise on an American liner where the currency is US dollars. I need advice as to whether it's best to have my credit card debited in US dollars and allow my card provider to determine exchange rate or for the cruise line to debit the card in sterling and effectively determine the exchange rate. Any advice…
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Santander 123 Credit Card
Does anyone know the criteria/rules used when determining the likelihood of being accepted for the Santander 123 Credit Card when using the Credit card tool on this site? It's listed me at 30%.. However, my creditexpert credit rating is the maximum 999, and I have no outstanding credit card/loan dept (although, there is…
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Close credit builder cards?
Hi All, Wondered if you could help me. Over the past year or two i've been paying literally everything off. I have 3 credit cards Capital One: 250 limit Vanquis: 500 limit Barclaycard 1,100 limit I have no other debts, just monthly contracts e.g. Broadband, Phone, SKY etc. Barclaycard have written to me today saying they…
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Best credit card application
Hi everyone. My daughter and her partner are planning a mortgage application later in the year, they currently live with her partners parents. She has no credit history and her partner only has a couple of direct debits so I suggested, (correctly I hope), to get a credit card to gain some history. My question is, should…
