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Usenext demanding money.should I pay it
I signed up to usenext through a free trial emailed to me and I must have cancelled it as no payments were made.This was over a year ago but now I'm getting emails from a company called Aviteo who are threatening me with legal action because they say I owe them €161.I managed to retrieve my login and that month I signed up…
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MSE deal was for £30 not £5!
About 3 weeks ago MSE had a link to apply for an M&S credit card, and you had to spend any amount on it within the first 3 months, to qualify for £30 in points. Having received the card there is no sign of the £30 bonus, just £5 in the form of 500 points. I cannot find the page on MSE, I'm guessing it's changed (but are…
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Old Halifax Cash Back credit card?
Hi I am one of those lucky holders who have the old Cash Back credit card. I still get the credit into my balance (usually £15) but I can not find anywhere the details of what qualifies for cash back and the amount (I recall it was either 1% or 0.5%) Thanks
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santader 123 cashback- what is considered "transport"
hi looking to get santander 123 credit card. what is classed a "transport" i presume that london underground oyster travel is considered but would appreciate if someone can confirm. thanks j
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Warning on Halifax Clarity Cards
Hi All I just got a letter from Halifax in the post wherein they stated that they will NOW be charging for withdrawals abroad. Text of letter: From two months after you recieve this letter there will be the following charges on SAVINGS ACCOUNTS: A non-sterling transaction fee of 2.99% of the amount withdrawn, and; A…
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Credit Card application form
My wife's about to apply for her 1st credit card after receiving an "invite" from Barclays bank (she has her own current account there) in the post. It all looks straightforward enough, but near the end of the form there is a section called "card usage" where several options are given, but only one box can be ticked. What…
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Sainsburys pay at pump.
I filled my car up at a Sainsburys filling station that has just installed new pumps. I inserted my Barclaycard Amex and entered the PIN. The display said I was authorised to have £99 of fuel. I purchased £56 worth. When. I checked my Barclaycard account online later I found that both £99 and £56 had been set against my…
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balance transfers
Hi I have swapped my credit cards around for years getting 0% deals for years. The problem I have now is when applying for a new credit card to transfer balances to they are all quite small ie £1000 credit limits which is no good for what I need. I have heard quite a few times of people saying they have transfered £10k…
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Graduate Overdraft - Applying for Credit Card
Hi there, I am looking to apply for a 0% purchases credit card in order to purchase long-haul flights for myself and my boyfriend (c.£800 each). I am currently teetering on my overdraft, however. I have a graduate overdraft of £1500, which was given to me automatically upon graduation last year. Since it took a while to…
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Vanquis don't do faster payments? :/
I rang up today, with my OH, hoping to get the details for to him to pay the balance off with faster payments. But they say they don't offer faster payments as they aren't a 'clearing bank'. Is this really the case, or was the person I spoke to just unaware of it? :/
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Section 75 claims
My Son bought a car in September last year. Within 5 days we were aware of a problem with the car. The garage have been awful. We paid £500 deposit on a Tesco Visa Card & the balance in cash. We put in a chargeback claim for the deposit & a claim under Section 75 of the Consumer Credit Act 1974 as advised to do so. Our…
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Credit cards perks
Anyone know any cards with good perks around atm? I have a barclaycard (which I've had for years) but I get a bit fed up of not getting any perks with it (no cashback, points, money off etc) and wonder if I'm missing out It's usually cleared in full each month but can have the odd month of having a balance - and the…
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applied for transfer of Vanquis card 39% APR to santander, 0% for 15 months..
my payments are not making much hit, with the interest that's building up.. hope to get 0% offer to get that balance down! saw MSE deals, Santander seemed best (as I am with them, that should give me some extra brownie points, right?).t My only concern is I only have JSA coming in at present, so below their income…
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Time taken to charge credit cards
Hi, Does anyone know how long companies have to charge a credit card after a purchase has been made? I pre-ordered something in October 2014 which was dispatched at the end of December but so far the charge has not been made to my credit card. Thanks.
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Capital One Credit Limit
Hi Anyone had a recent increase from Capital one? I've had a card since July and paid in full every month Also wife had one since last January and again paid in full every month thanks !
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PLEASE HELP best use of credit building cards
Hi all! Basically I got into a lot of debt years ago and decided to take on some credit building cards but so far they do not seem to be helping! Basically i use them every month mostly to the max, they are only 300 between them! I have de set up to pay the balance in full! My concerns are these: I mostly use them upto a…
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using credit card for overseas payment
Hi, I'd like to purchase some genealogy documents from the Netherlands. I've spoken to the department involved and have the costs of the items. However, as I've never made an overseas payment, I don't know what other costs/fees might be involved. I'd really appreciate it if someone could give me a general overview? Thanks…
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Eligibility calculator
Hi, I've filled in my details correctly on the MSE credit card eligibilty calculator. But it couldn't find my details at the credit bureau! Why would that be? I've lived here for 4 years now. Can anyone help me? As i've just been refused a 0% balance transfer credit card although i've always had credit and never been…
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"Back-up card" from Natwest?
Hi, Hopefully this is in the right thread. When I was a student I went into a Natwest branch to dosomething with my overdraft, and it all went fine but I was offered a “back upcard” for my student account. Thinking that this was a second debit card, in casethe other got lost, I said yes. (I thought that would be a really…
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Can i BT from a virgin card to MBNA?
Thats it really, soft search says that MBNA is ny highest chance but its for 10k that i have on a virgin card. I also have a Barclaycard with zero balance. As barclaycard have lots of decent cards but obi i come up as ineligible because i have one already, i wonder if i should cancel this card then re apply when i need to…
