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Can I Transfer my Balance to a Family Member's Credit Card?
Hi I am currently out of work, and have a credit card balance of around 2700 on an interest free card. The interest free period will run out in next couple of months. A family member has offered to help me, and apply for another interest free card, in order to transfer the balance. The question is, would I even be allowed…
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stay at home mum credit card.
I have a credit card I got when I was working through my bank. I am now a full time mum I have been for three years. My husband works full time. He's just transferred to a 0% deal I wondered if I woudl be able to as I have no actual income or does child benefit / tax credits count as income? Thanks in advance
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Partnership Credit Card
Hello, I applied yesterday for the Partnership Credit Card from John Lewis & Waitrose. I received a call today and was asked questions and then got told I was approved for the card, it's the first card I've had with a rate under 20% APR! What I wanted to know is what are they like as a credit card company I did search the…
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Help stopping alcoholic family member using credit cards
Hi, any help appreciated. I have an alcoholic family member who is using credit cards to access funds to purchase alcohol. We keep cutting up the cards but he keeps applying for new ones. We can't just close the accounts as he has built up a debt that needs to be repaid. He says if we agree a payment plan with the credit…
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changed current account
I have recently changed my bank account to Santander 123 from Lloyds. Can I keep my Lloyds Platinum credit card now I no longer have a current account with them?
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New to AMEX, few questions!
Hello all, I'm a newbie to this forum and would like some advice on an AMEX gold charge card I took out today, how do these work, and do I have a set credit limit? Cards I have at the moment: RBS 28 Months 0% BT = £3050/£3500 Virgin CC = £550/£1500 AMEX Platinum 5% cashback = £0/£3000 AMEX Gold Chargecard Closed Credit…
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Cap 1 Secured Card
Hi All, Just received a new card in the post to replace the expiring card I had with Cap 1. It was a secured credit card with a limit of £200 that I took out 2 and a half years ago. Instead of being the insipid grey it is now shiny and black with the word Platinum on it. I cannot find anything online about this and was…
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switching energy supply
blimey its been hard work to get to this point people! My question is this; I look after my dads accounts etc, would like to switch his electric supply online on his behalf, How do I go about this ? I can only do it from my pc and he lives 40 mins drive away, so cant have him with me. could I just do it in his name without…
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Refused for balance transfer. I'd like to apply again....
Hi, hope someone can help with advice. I have recently applied for balance transfer MBNA card and got accepted but not for the full amount I asked for. So I tried to apply for another balance transfer through Halifax and I've been refused even tho according to the online eligibility checker I had 80% possibility to be…
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Amazon marketplace and credit cards
I purchased a"brand new" iPhone in March 2013 via Amazon Marketplace. In November 2014 the phone had a problem and I took it to an Apple Store. I was told it has three separate serial numbers (i.e. it is three different phones put together). I have tried to pursue it via the seller on the advice of CAB, but he has…
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M&S Deal not so good
where to delete??
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Reducing Interest Free Card balance
I hope someone can answer this query. I have three separate interest free deals on my Barclaycard (lets just say they are for £1500 each i.e a total of £4500 - I'm not sure of the specific amounts). One of them is due to expire in a few months. I'm just wondering if I get a new 0% balance transfer deal from another lender…
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Accidentally bought tickets twice
My husband bought 2 tickets to go to a convention. He forgot he had bought them and then bought 2 tickets again. He bought them with the same credit card but they were bought a few months apart. The company say that the financial transaction has taken place so therefore he cannot get a refund. They were bought with the…
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balance transfer help - card wont accept it? is this correct?
We recently applied and got accepted for a halifax balance transfer card so when applying added the account details of the credit card we are trying to transfer the balance from as its a vanquis credit card they wont let us transfer the balance from the vanquis card to the halifax card. They say because they cant always…
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Can't cope with C/C interest/charges :-(
I work around 30 hours per week, rent privately, live alone and take home around £920 a month after tax. There is no overtime at work to bring in more money. I don't claim any benefits (I was told by working tax credit people I am not entitled). I have run up my Vanquis credit card to its £3500 limit over the past year…
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Best cards for australia and thailand hol
Myself and the beloved are traveling to Australia via Dubai for a two week holiday then onto Thailand for a week. Whats the best card to take so that we are not charged for local cash at atm's. Do we need a pre paid card and if so which is the best one for oz/thailand. We have both visa debit and world Mastercard at the…
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Elux Shisha Ltd?
Hi, Here's a weird question - anyone head of Elux Shisha Ltd? I think I've been hit by credit card fraud, but the bank are having none of it. Need to prove me case, so any other cases might be helpful. Thanks! Rich
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Obtain credit card to help bring overdraft down?
Im looking for some advice. I currently have an overdraft of about £2000 which is slowly reducing each month ( by approx £300-£400) My overdraft fees are about £25 per month. I have a holiday to pay for in March in the region of £2000 and also a settee in August for about £1300 so the overdraft will increase again. I'm…
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Barclaycard
Hi, I already hold Barclaycard Cashback card which was transferred from Egg. Is it possible to apply for another card? I am interested in their 0% offer. Will be treated as normal new account application or they will take into account conduct of existing account? Thanks MS
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35 months 0% vs 18 mths...
On here there are 35 mth 0% deals for money transfers yet only 18 mnth for straight forward 0% deals... Does this mean you can't get a 35 month @ 0% deal credit card unless you are transferring funds from another card? :huh:
