stay at home mum credit card.

mrsmcfly

I have a credit card I got when I was working through my bank. I am now a full time mum I have been for three years. My husband works full time. He's just transferred to a 0% deal I wondered if I woudl be able to as I have no actual income or does child benefit / tax credits count as income?

Thanks in advance

solentsusie

Regular money that you have coming in counts as income. Most application forms will ask the source of your income whether it is a salary, pension etc. and how often it is paid.

Not sure you would get a 0% deal with only benefits showing as your income though.

Good luck.

YorkshireBoy

The M&S card, for example, only asks for total household income, not your personal income, if you enter your employment status as 'at home'.


Other card providers may ask for the same, so do as I just did for you and start a couple of dummy applications online to find out which ones are options.

misspickle_2

solentsusie wrote: »

Regular money that you have coming in counts as income. Most application forms will ask the source of your income whether it is a salary, pension etc. and how often it is paid.

Not sure you would get a 0% deal with only benefits showing as your income though.

Good luck.

Rubbish. They do not ask for info of this type for a deal that op is on about.

Go on the eligibility checker op.

It is a very simple form you fill out afterwards. You will be accepted or declined based on the info they ALREADY have their end.

parksajj

M&S Credit Card. 19 Months 0% and don't forget to add every last penny to your household income

misspickle_2

Parksajj knows the score

parksajj

misspickle wrote: »

Parksajj knows the score

Yep. Same with Partnership card.

HSBC love the stay at home mommy