We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

balance transfer help - card wont accept it? is this correct?

We recently applied and got accepted for a halifax balance transfer card so when applying added the account details of the credit card we are trying to transfer the balance from as its a vanquis credit card they wont let us transfer the balance from the vanquis card to the halifax card. They say because they cant always accept it as there system wont allow it?. Is this correct as we just want to close the vanquis account as we are only paying off the interest and want to pay off the card which is why we got the 0% balance transfer card. Can anyone help the only advice i got was to either try again but probably wont work or just to clear the card with the card? can that be done?
suggestions be greatful
thanks

Comments

  • Candyapple
    Candyapple Posts: 3,385 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You can't 'clear the card with the card' unless you have been offered a money transfer offer which the Halifax BT card doesn't.

    A 10 second Google search came up with this

    You might want to call Halifax again and ask if they will offer you a money transfer for the funds to go into your bank account.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Candyapple wrote: »
    You can't 'clear the card with the card' unless you have been offered a money transfer offer...
    Well, as a general statement it's absolutely incorrect.
  • This is the second thread on here this week saying that they have been told that they cannot BT from a vanquish card.
  • we didn't think you could clear a card with a card, so when the suggested this we was a little surprised. Any ideas on what we can do?
  • If you cant BT from vanquish to halifax, and halifax wont offer a money transfer to a bank account then you may have to apply for another card that does offer this money transfer 0%.
  • brill we will try the money transfer 1st. fingers cross it works. Very frustrating when all we are trying to do is clear the card but seems they put stuff in place to make you never to be able to
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.1K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.1K Work, Benefits & Business
  • 603.7K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.