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credit card repayments!!!
Hi everyone, if my interest on my Halifax credit card is 27.45% and my balance is 1,500, how much should I pay back a month? Thanks in advance
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Barclaycard cashback credit card
I am hoping to apply for the new Barclaycard cash back credit card. It has two cards. An Amex card and a Visa card for when the Amex card is not accepted. It seems that this card is only available to existing costumers. Does anyone if if this will be made available to new costumers? And if so when? I have read articles…
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Lloyd Credit card - Balance transfer queries ....
Thank you for your time ….
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Does the Argos Store Card protect loss from theft?
Hello. My first post on the forum, so I hope it's correct. A friend of mine bought a £250 TV after Christmas by taking out an Argos Store Card to take advantage of interest free repayments. Last week their house was broken into and the TV stolen. They can't claim on their contents insurance as the excess is more than the…
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Giving card details over email - easy for fraud? Advice
Hi, I'm sorry if I've posted this in the wrong place! I'm looking for some advice regarding a payment I need to make abroad. I owe a hospital in America £100 from a holiday last summer. I was sent the bill, and a website to pay on, but it turns out I can't use this website as I don't have a valid zip code. I e-mailed them…
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Santander 123 Cashback Card - Exceeded Limit
Hi All, Just a quick question - I can't seem to find an answer on the Santander website. I have a 123 Credit card, which I am currently stoozing @ 0% on. Due to a repeat payment I overlooked, I am currently over my credit limit by 82p (£2500 limit), balance being £2500.82. How much will I be charged for this? I had a look…
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Soft credit Search
Hi, Not sure if anyone knows but What information does a soft credit search show? Ie insurance companies or credit card/bank accounts you are already in. Does it show all the same things that a hard one does? Ie accounts, name address, DOB, any defaults/court information, who you have agreements with Or just the score?
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loading a credit card with credit?
Hi all i've just got a halifax clarity card for use on holiday. I wondered if i load it up in credit, then use it to withdraw cash, then no interest would be payable as it would, in effect be immediately paid off.. any idea if this would work - or even if is possible to load a card positively with a few hundred quid? all…
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Virgin charged interest on 0%
I took out a virgin card based on the 0% balance transfer rate. When I first took out the card the number to be transferred from was wrong for some reason and the transfer was reversed. The person I spoke to said to transfer it again once it was done. Once it was corrected I transferred online to the right card and thought…
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Balance transfer Amex to Santander
I want to transfer the outstanding balance on my American Express credit card (British Airways American Express Premium Plus card) onto my Santander 123 Credit Card (ie. I want to pay money from Santander to Amex). I tried to do this using Santander online banking but came up with a "technical error". I then called…
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Can't make a website payment! No Verified page
I have been trying to pay for some items for a couple of days now. When the payment page continues to the 'Mastercard Securecode' stage where you type in your 3 digits from your password, the page is just blank and i cannot proceed. No payment has been taken but the 'securesuite' page is not working.I thought it was my…
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Money and Balance Transfers?! HELP.
Hi, I'm really needing some help at the moment! I'm currently paying off a car which is on finance. It is now coming to the end of the contract, whereby I have to pay a balloon figure of around £4700. I can't afford to pay this off in one at the moment, but I really need to keep the car. Here's a few questions! Is it…
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Halifax online can't access CC statements
Is anyone else having problems accessing their online credit card statements? It says there aren't any available for 2015 and the account was inactive for 2014.
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Vanquis application
Hi all, So this morning I have applied for a Vanquis Credit Card and they said due to the info I provided they would contact me in 10-14 working days. I am just 18 like a month ago and want to build up my credit, on my Birthday I took out a sim only contract with 3 and got accepted. But I think pretty much anyone can get 3…
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New to CC 0% Balance Transfers
Are 0% credit card balance transfers worth considering? I have a total of around 9,000.00 on two credit cards, consistently pay more than the minimum payment and have a good credit record, and could clear the debt in around 30 months without the interest payments, but am a bit reluctant of the idea of transferring so much…
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MBNA credit card help
Hi All, Need some help with the below credit card I am looking to set up. I'm looking to borrow £3000 and transfer it to my current account to buy a car. Am I correct in thinking that it will be a fixed 4% fee for the transfer? What will the minimum monthly repayments be on £3000? Would I be able to pay the loan off early…
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Capital One CC / Tesco Pay At Pump
just thought I'd share this as I had a problem using my CO credit card at tesco's petrol pump recently. It turns out that the Tesco petrol pumps won't accept payment from a CO credit card- instead you have to go inside and pay. Shame really as I wanted to do the thing where you get extra clubcard points for using your…
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Changing Credit Limit
Hi, I have 3500 on my barclaycard platinum which is just under its limit, it's been at that for about 12 months. I recently missed a payment due to an error on the direct debit. I've recently come into some money and am shortly in a position to clear it in full. My question is are they likely to reduce the limit after it…
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Closing Cards
I have 5 credit cards that have a combined limit of £55,000. There is currently no debt and the limits vary from £4,400 to £22,000. I intend to apply for a mortgage in 6 months time so should I keep these open or shut them down. I could leave the 2 lowest limits open and that would still give me £10,000 across the 2. My…
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New'ish Vanquis card declined - well within limit
I spend, or rather attempted to spend, just over £100 today on my Vanquis card and it was declined. Immediately checked on line and it is say £177 left to spend. (A payment to them having clearing this morning). Could it be that '£100' triggered something? To date I've only spent up to £70 in a day, generally less. (I've…
