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Credit Card verification blocks
i have had three recent transactions blocked by the Visa verification process. A payment of £600+ to Expedia was blocked by both my Nationwide and Halifax Visa cards resulting in automated phone calls to verify the transactions where made by me. I then had another blocked this morning on Nationwide for £200+ resulting in…
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SACAT Error
Hi Can anyone help. I was in Ikea with my husband buying a lot of stuff which he paid for. However, when I checked my bank account I had a small SACAT charge of £17 from Ikea but had not paid for anything with my own card. How do I get this reversed. Thanks
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Civil Court Money Claims Centre - Salford. Phew.
Has anybody had any dealings with this Centre - based in Salford? I sent in my claim about seven weeks ago and it's been one problem after another - and still no sign of an ending. You can only contact a call centre in Loughborough. When you do get through, it's not very good. I feel like giving up now.
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Cash back credit card
Hi. Does anybody know which is the best credit card to get cash transferred into a current account? I need to raise money for a deposit to rent a bungalow. Thanks for your help. Regards.
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pedro
I'm visiting jamaica soon.If I take a FairFX prepaid dollar card and I make a cash withdrawal over there will I receive Jamaican dollars or US dollars
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Capital One - how do they know about my finances?
Apologies if this has been asked before or if this is the wrong board. Today my husband and I both received letters inviting us to apply for a Capital One classic credit card. His letter was very different to mine - it said how the card is their most popular, lots of great features blah blah blah. Mine, on the other hand,…
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Cheeky transfer
Hi there Apologies if this is a regular question that is asked over and over. I need to purchase flights to Australia for November while the price is down. If I put the flights on my existing credit card which already has a £1000 balance with a £6000 limit, can I then open a new card and transfer the existing balance plus…
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Second Balance Transfer/shuffle/allocation
New to this, so bear with me. I have an Asda credit card with £1500 on it at 27% APR, a HSBC card with £6200 on it at 29.9% APR and have just been accepted for an RBS card with a credit limit of £3500 at 0%. I have transferred £3500 from HSBC to RBS. Then I was offered 0% on new transfers to my HSBC card, so I transferred…
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Credit Cards after a IVA
Hello After completing my IVA i have just been accepted for my first credit card to help build my creditt score, i have gone for a Aqua Advance with its free credit score checker, text alerts & online account. Anyway my question Would i build my credit score up quicker if i had 2 credit cards? Would i be accepted for a 2nd…
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Santander Credit Card
My wife applied online for the 23 month 0% card this evening and the response was that they would let her know in 3 days. Do santander normally give instant decisions, which considering the response she got means in this case that they will need to do some more checks or could it be because she did it late at night? What…
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Unused credit card - shall I cancel it?
Hi, I have had a NatWest credit card for 20 years and have not used it for many years but have kept it 'just in case'. Does this affect my credit rating? Is it ok to keep it in case I might need it in the future or is it best to cancel it? Thanks in advance.
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Nationwide select credit card
i am recovering from a credit nightmare from 10 years ago and have a current account with nationwide with a recent £500 overdraft, never been in it or overdrawn since having the account from June 2014. I have a Barclaycard initial with £250 limit always paid in full before direct debit is taken out and a vanquis same limit…
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Do You Think I've Been Approved For Vanquis Credit Card?
Hey, Today I received a Vanquis credit card application form via the post and decided to apply for it online. I got a call not long ago from them and had to re-confirm my details and also they asked me for my bank details in order to set-up a direct debit. Does this mean then that I've been accepted? I didn't actually ask…
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Large balance transfer card?
Hi there. Just wondered if anybody knew of any 0% balance transfer cards which take a high balance to be transferred? Ive got a Halifax credit card where the outstanding balance is £11,000 - the interest is killing me as I had to withdraw cash on this card and I just don't seem to be making any progress on the payments…
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CC Application Performance Bonus?
Hey all, I am applying for a credit card and on the application it asks for income. Now, I earn a basic salary and then a bonus depending on performance targets. Which figure do I add to this? Do I include the additional bonus? If not, how do people that work in sales with a low basic manage to get the higher income CCs?…
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First Credit Card Help! Balance Transfer/Purchases
Hello there! My financial situation will soon require an application for a credit card but I am a bit unsure of how to go about it. My situation is thus: I have finance on a laptop I purchased last year with the final payment (before it skyrockets) mid March for approx £800. My car is also due MOT, TAX and Insurance…
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Vanquis Statement - supposed to be available today...
...but as yet nothing. :/ Is that normal? I've opted for online only statements to avoid the 50p charge. I'm keen to pay it off ASAP.
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Paying a bill in Euros- cheque or credit card?
Hi everyone, I have a bill to pay which is in Euros and I don't know what is the most cost effective way of paying it. I usually pay by cheque as the company offers what has previously been a favourable exchange rate (1.22) however, as the rate of exchange is so good at the moment (1.30) would I be better paying with my…
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Bereavement / debt repayment request
Hi, my mother-in law passed away in January. :sad: She owed £600 on her credit card, I sent them death certificate and are asking for money from the deceased’s estate. She left no will, retired early because of ill health, didn’t own a home, was on disability allowance and had *very* little savings. She left her one and…
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homemaker transfering balance to husbands cc
Hi! I'm new to the forum so wondered if anyone can help? I have a credit card with £2000ish balance. The 0% interest has finished a while back and now paying monthy balance with interest. I didn't return to work after maternity leave and stayed a homemaker (only personal income from child benifits) and so not elegable for…
