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Vanquis Statement - supposed to be available today...
Tammy2
Posts: 284
Forumite
in Credit cards
...but as yet nothing. 
Is that normal? I've opted for online only statements to avoid the 50p charge.
I'm keen to pay it off ASAP.
Is that normal? I've opted for online only statements to avoid the 50p charge.
I'm keen to pay it off ASAP.
To Do 2015
Claim back PPI & packaged bank account fees
Take (further) first steps in investing (S&S ISA)
Start saving for the children
Start a business
+ £2015 in 2015 from home / £5026.21
Claim back PPI & packaged bank account fees
Take (further) first steps in investing (S&S ISA)
Start saving for the children
Start a business
+ £2015 in 2015 from home / £5026.21
0
Comments
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you have a couple of weeks after statement is issued before you need to pay.I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
That's good to know, thanks
But a bit odd that is says "Next statement date 05 Feb 15". Or does that mean the statement will include today, so it will be out tomorrow? To Do 2015
Claim back PPI & packaged bank account fees
Take (further) first steps in investing (S&S ISA)
Start saving for the children
Start a business
+ £2015 in 2015 from home / £5026.210 -
That's good to know, thanks
But a bit odd that is says "Next statement date 05 Feb 15". Or does that mean the statement will include today, so it will be out tomorrow?
Relax. It's not uncommon for a credit card statement to take a day or so to be produced. It will be dated 5th February.0 -
OK, I shall take a chill pill.
To Do 2015
Claim back PPI & packaged bank account fees
Take (further) first steps in investing (S&S ISA)
Start saving for the children
Start a business
+ £2015 in 2015 from home / £5026.210 -
frustrating when you want to get it paid but it takes a while for vanquis to update your statement on the due date I find its normally late evening before its readythis year do something that scares you for courage is not the absence of fear just the knowledge that some things are worth the risk0
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It was there when I checked at around 11pm
I've set up a minimum payment by DD. Does anyone know how many days before the due date that comes out? I want to pay the whole lot off before then, but equally don't want to pay it too much in a advance if I needn't.To Do 2015
Claim back PPI & packaged bank account fees
Take (further) first steps in investing (S&S ISA)
Start saving for the children
Start a business
+ £2015 in 2015 from home / £5026.210 -
It was there when I checked at around 11pm
I've set up a minimum payment by DD. Does anyone know how many days before the due date that comes out? I want to pay the whole lot off before then, but equally don't want to pay it too much in a advance if I needn't.
If you've set up a DD then the payment will automatically be made on the actual due date itself. Eg. If payment is due BY 10th Feb, then the DD will pay out ON the 10th Feb not before.
Not wishing to tell you how to conduct your repayments but if you can, change the DD to pay the full amount and not the minimum amount as the interest rates are horrendous on outstanding balances and full payment reflects well on your credit record, over time.0 -
Oh, absolutely - I really don't want to be paying the interest.
Can I not pay the whole lot off before the due date despite having the minimum DD set up? I'd rather do it that way, if it is possible.To Do 2015
Claim back PPI & packaged bank account fees
Take (further) first steps in investing (S&S ISA)
Start saving for the children
Start a business
+ £2015 in 2015 from home / £5026.210 -
If you pay it in full then there won't be a DD payment. I do this all the time - I have the DD set up for the minimum - just in case- but I always pay the balance in full on the Vanquis website.0
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Lioness_Twinkletoes wrote: »If you pay it in full then there won't be a DD payment. I do this all the time - I have the DD set up for the minimum - just in case- but I always pay the balance in full on the Vanquis website.
Great. I shall do this a week before the due date.
Thanks all To Do 2015
Claim back PPI & packaged bank account fees
Take (further) first steps in investing (S&S ISA)
Start saving for the children
Start a business
+ £2015 in 2015 from home / £5026.210
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