CC Application Performance Bonus?

ColdHardCache

Hey all,

I am applying for a credit card and on the application it asks for income.

Now, I earn a basic salary and then a bonus depending on performance targets.

Which figure do I add to this? Do I include the additional bonus?

If not, how do people that work in sales with a low basic manage to get the higher income CCs?

Thanks:money:

Fruit_and_Nut_Case

Unless there's something to the contrary, I think it would be reasonable to use the total of all payments over the last 12 months. Be prepared to justify it with bank statements.

ColdHardCache

Fruit_and_Nut_Case wrote: »

Unless there's something to the contrary, I think it would be reasonable to use the total of all payments over the last 12 months. Be prepared to justify it with bank statements.

What if I have just started a new role which has a bonus quarterly for example?

What would I put down in this situation?

Thanks

GingerBob_3

Fruit_and_Nut_Case wrote: »

Unless there's something to the contrary, I think it would be reasonable to use the total of all payments over the last 12 months. Be prepared to justify it with bank statements.

Yes, just tell them your total earnings. If they ask for documentary proof don't provide it and go elsewhere - even if you can demonstrate your income. I've applied for very many credit cards over the years and never yet been asked to prove income or anything else.