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Want to balance transfer, but not sure the limit will be enough?
Howdy, I have several outstanding credit card balances at present that I would really like to transfer into one card. These include an Asda Money card, Capital One, Homebase and Argos, as well as my old Natwest student card. These are all the product of an expensive first time move into unfurnished property. However, as I…
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tesco.
tried to do balance xfer from M&S to Tesco tonight, M&S is in wifes name, but i am the sole earner these days, as happens to most couples, Tesco refused to xfer from M&S because of this, is this correct ?, Filled out application in joint names and our bank a/c is in joint names. Any idea please.
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Money Transfer to Clear Credit Card
Hi all, I have some credit card debt and I'm paying interest on it, but I have an offer on the same credit card for a money transfer and I wonder if I can use it to remove interest from my card. Let me explain! I have £4500 in my bank account, some of which I need over the month ahead, so I can't just clear the card right…
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Disputed Transaction Capital Card
Hi my son has used his new Capital Card to buy me some 'UGG' boots online. Problem is this: immediately on receiving his email confirmation of the order he has realised this was NOT an authorised UGG reseller and as such we have emailed the company IMMEDIATELY just saying the order was placed in error please DO NOT…
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M&s
Hi all. I thought I'd go for the M&S credit card and get the £30 voucher. I applied, was accepted, sent my signed form back then received an e-mail stating that they wanted me to phone to discuss my application in further detail?? I rang, was put through to another department, held for 5 minutes, a rep spoke then I was cut…
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Credit Card Statement Never Received
Hi all, I have a storecard for one of the clothing retailers and receive online statements. I purchased a dress on the storecard and completely forgot about it. I never received an e-mail saying my statement was ready and subsequently was sent an arrears letter etc. Anyway, I paid it immediately as I am one of those people…
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Amex card
I've been a member of BA executive club for years and would like to have the BA Amex card to collect the miles on whatever I spend. But I simply can't get accepted for the card. It's not due to bad credit as I have no issues there, it's all down to my address and the fact that I've worked and lived outside of the UK. So…
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Halifax Nightmare! Please Help.
Ok I have had two credit cards with the Halifax for years and years, over 15 I think. Long story short about four years ago I needed to use them and they both had balances of about 10,000. Just over £21000 in total. I never missed a payment, was never late but they kept putting the interest rates up. Fast forward to…
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PIN blocking of CC when outside the UK?
Is it just me or do others suffer from this malady too? My bank seem to think that i am not allowed to leave the UK and i have continual issues with pin blocking. This despite using the "notify us when going abroad" facility. It is a curious thing that it is perfectly possible to do swipe transactions but not chip and pin…
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Advice please :-)
I am currently in a position where I have £5700 on a barclaycard credit card. I am paying pack around £300 each month and they seem to be adding on around £95 of interest each month. I am a complete novice when it comes to credit cards but am trying to get the right advice so I can start paying this back quickly. What…
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cc transfers between cards
Hi , whats the best way to transfer money from one card to the other. I have 2 credit cards both of which have an offer of 0% interest on balance transfers at the moment so i want to swap balances , im not sure what is the best way to go about it and do i need to transfer one then wait a month then transfer the other ? I…
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Gas Meter suppliers/Gas suppliers
Hi People first post on this briliant site. I am trying to NO-AVAIL :mad: to find out which Gas company or which Gas Meter firm has this and only this written on the side of there vans. It says this---- PROVIDING ENERGY GENERATING SOLUTIONS It is written in caps as above and it also has NO phone numbers on it. It was seen…
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Barclaycard:Rated 70-80% Successful on 'Soft' Search - will I get it???
Hi guys Looking to shift some debt onto a 0% Balance Transfer card and have completed the Barclaycard 'Soft' search which says I have a 70-80% chance of being approved. That is a bit lower than I would have imagined (999 on Experian) and I am worried if I go ahead with the application it may be rejected. Anyone been in the…
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Can a closed card honour payment?
Tesco card was closed over a year ago. I paid the AA with the card the last few years. The usually send a renewal letter but we did not get one and they took the payment without notification from the card. The card was closed and when I called them they state they have to honour the payment and now we owe them and the late…
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Barclaycard - confused!
Hello Can anyone please tell me the different between my Barclaycard credit limit and my Barclaycard Budget Limit? I have a Barclaycard with a credit limit of £800, but I've just received an email telling me that I have reached my £600 budget limit. I'm a bit confused - does this mean I can only spend up to £600 and not…
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After your pin how long does it take to recieve your Capital 1 card
My pin came last week on Tuesday, they did say within 7 days, and its been 7 days...I also recieve email details of log in and limit of £1000..But no card yet...Should I wait or call them? how long did it take you guys to recieve your card after recieving your pin through the post? thanks!
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Anybody got rejected for Nationwide CC after showing ID?
Am not saying I got rejected, but I just want to ask if Nationwide were to reject you even after showing your ID in branch would they let you know few days later? If I showed my ID in branch last week Wednesday and not heard anything does that mean am more likely to get the CC then not? if you did get rejected how long did…
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Question about ebay fraud
Does anyone know how this even happens? My husband's paypal account was used to pay for an item on ebay. Only £40 but still. He's reported it through paypal but how do they do it? They bought something on ebay - which they didn't use my husband's account for - but used his paypal account to pay for it. They've even given…
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Well done Tesco.
Last week my Barclaycard Amex stopped working in Tesco tills at the checkout but was OK at the automated checkout. I spoke to Tesco who were most helpful. They freely admitted the problem and have sorted it. :T
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Corporate Credit card
Hi there, I'll be starting a new job next week. For this I will be given a corporate credit card. I have a bad credit rating, will this come up? Could I be rejected for having one? Do I need to prepare myself for an awkward conversation with new employer? :( Thanks
