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tesco.

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tried to do balance xfer from M&S to Tesco tonight, M&S is in wifes name, but i am the sole earner these days, as happens to most couples, Tesco refused to xfer from M&S because of this, is this correct ?, Filled out application in joint names and our bank a/c is in joint names. Any idea please.

Comments

  • They're within their right to reject transferring a balance for a different person. Also, you won't have applied for a Tesco credit card in joint names, you may have added her as an additional cardholder but that's it, it's not a joint account, you're solely reliable for the debt your wife tots up and it will only show on your credit report.
    Credit 'Score' - Don't buy the credit 'score' that Experian, Equifax and Noddle want to sell you. It's an arbitrary number that means nothing when it comes to applying for credit.

    ALWAYS HAVE A DIRECT DEBIT SET UP FOR THE MINIMUM PAYMENT ON YOUR CREDIT CARDS, REGARDLESS OF WHETHER YOU PLAN TO LOGIN AND PAY EACH MONTH.
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