Credit cards

Archives for February 2014

NewDay
I had a letter from Santander who were the card company behind my Debenham's card telling me the new administrators of the card were a company called NewDay. Has any one heard of them? They claim to be a major firm but I don't know anything about them also when I look at their website it seems to be a holding website. I…
Help NEEDED-R.E. BALANCE TRANSFER ADVICE..
Hi guys I'm just wondering if anyone can give advice as to what i am best off doing.. I have a barclaycard platinum visa credit card, with just under 4k on it which has come to the end of it's interest free period. I am not able to obtain any other 0% balance transfer cards, as i am currently on maternity leave.. I do…
Stupid question but I genuinely don't know
Might be stupid but like the title says I don't know the answer. I have a Capital One credit card with a huuuuuge interest rate and on the 'soft search' it says my chances of being accepted are 80 out of 100 but for a Capital One card which is 0% until October. Can I apply for this even though I'm already with them?
Aqua Website
Has anybody been able to login to the site today? Not been able to get on since yesterday
Offered 29m 0% Tesco Credit card, what is required ?
I've been sent a Tesco Credit card application, with an offer to transfer my existing balance to a 29month, 0% interest deal. Have any forum members taken advantage of this kind of offer from Tesco Credit Card ? If so, was it just a matter of completing the application and within a few weeks the Tesco Credit Card was…
Credit/store card debt...help
I have a friend that has got themselves into a pickle, and im hoping that someone could give me some advice on the best way for them to clear this debt, however long it takes! They do not have a good credit rating and they are finding it hard to clear it without borrowing more money, they have 2 credit cards both with…
Capital One - Interest Charges
I had a Capital One CC which I opened 8yrs ago. I paid off the balance and closed my card over the phone. I have no paperwork to confirm this. I recently checked my Credit Report and there is an outstanding debt of £308 with Capital One. I called them yesterday and they say that this is interest which as accumulated over…
PLEASE HELP Sunsave scam
Hi there, I recently booked a holiday with sunsave.com It has been nothing but a nightmare so far. In brief, this is the main problem; With my girlfriend, we looked at a holiday for her to cyprus. The web advertised the package as £684. We entered my Dads Credit card details, and then got a message saying that we would…
Threatening to cancel Barclaycard
So after reading some threads about Barclaycard reducing interest I thought I'd give it a go. I currently have the Initial card at 29.9% interest and a £1,750 limit, owe £900 of which £600 is on a 0% BT offer until May I asked them to reduce the interest but they said there were no offers available so I told them I'd been…
Having your CC details removed from a website
Hi, Is there any kind of consumer right/sthg that lets you demand websites to remove your stored payment details? Just about all websites I can think of (Amazon, Ebay, ...) let you change/remove any credit/debit card details you have stored on their website, but I recently came across an odd anomaly with the National…
How many credit cards to hold
I currently have a Vanquis card and think that I should be able to get a more mainstream card based on soft search results (I know they aren't 100% accurate). In terms of improving lenders views on my credit worthiness would it be better to have 3 or 4 cards with a combined limit of say £7500 or just 2 cards with the same…
Card transfer on closed/barred accounts, any advice?
Hi folks, i'm hoping someone on here will have been in a similar situation to me and be able to offer decent advice. I have 2 credit cards with around £4000 between them. However they have been "closed" or deactivated/frozen due to missing payments etc . This was several years ago (approx. 6) when we were really struggling…
CashPlus Credit Card? (Not pre-paid)
Does anyone hold one of these cards? If so what APR is typical for them? Are they a Subprime card company? JCG xx
Barclaycard World MasterCard (Ex Egg Money) Being Replaced with Amex + Visa Combo
I've had a letter this morning from Barclaycard to say that from May 2014 they intend to replace my Barclaycard World MasterCard that earns 1% cashback with an Amex and Visa combination. Basically the Amex will earn 1% cashback and the Visa will earn 0.5% cashback - useless for me because I only use it in places that don't…
Anyone had a balance transfer fail before?
Opened a new 0% for 30 months Barclaycard with an initial balance transfer of £1200 from my Lloyds credit card. Was accepted for it about five days ago, and ever since then the balance transfer has been showing up as a 'pending transaction'. Thought it was taking a while to go through, however I've just logged in this…
Barclaycard Activation - Is it automated ?
Hi, Have just opened a Barclaycard account and it says I will receive the card in 5 working days and to call 0800 xxx xxxx to activate it, but is this just a automated call or will I have to speak to someone to get the sales pitch.
Credit Resolution Services - Letter
Hi all Looking for some help please. The OH got a latter today in her name (apart from its addressed to a Mrs and she is a Miss) from the above company for £382.68 owed to Rush Fitness. She has googled who they appear to be a gym in Uxbridge. She has never lived in Uxbridge, let alone taken out a gym membership there. What…
Unique situation re: os debt, usa trip... help needed please.
Hi all, I think I know what to do but would like your opinions please. I have around 2k outstanding debt on Halifax Balance Transfer Credit Card, giving 0% on purchases for 17 months. I have had this around 13 months. I will have 2k saved up by March payday. I currently have 1.5k saved. I go to USA for 3 weeks in April. I…
HELP choosing credit card, 1 small problem
Hi people, i'll keep it as short and sweet as possible. In the past i've had a CCJ, but settled it 5 and half years ago , the record of it leaves my credit report in august this year ( when the 6 year limit is up ) . But i wanted to apply for this credit card BarclayCard Initial I used the MSE guide and this came up as 80%…
MBNA IDEM Arrangement to Pay Marker
I have worked relentlessly for the past 6 years to get a pristine credit record after a series of issues in 2007/2008. All good except for an old MBNA record with a string of APs on with all CRAs. I was considering an IVA and called MBNA who talked me out of it and proposed i Just paid them less each month. I did so for a…

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